Many homeowners are currently paying over the odds for their insurance due to their policy covering the value of the house instead of how much it would cost to re-build.
(PRWEB UK) 22 October 2012
It has recently been reported that The Post Office has launched a new campaign promising to beat any renewal quote on home insurance in a bid to increase their building and contents customers. The price challenge intended to hit rival companies, not only promises to beat other quotes but also offers an extra £50 cashback within 60 days of customers taking out the policy. The offer only applies to new customers and must be purchased directly from the Post Office online store, and not through comparison websites.
The payday loan providers at Dosh Express are devoted to providing their readers with tips and advice on all aspects of finance and as such have issued a guide to ensuring you get the right home insurance for you.
•Firstly and most importantly, although it sounds self explanatory, is to check that the policy is correct. Many homeowners are currently paying over the odds for their insurance due to their policy covering the value of the house instead of how much it would cost to re-build. The cost of actual materials and the labour needed to rebuild it should be the only factor that affects the policy price, not factors like location that add value to a property.
•Understand exactly what the policy covers. Additional areas such as gardens and external buildings such as sheds should also be included in the policy.
•Remember that employment hugely affects the price of the quote. Stay at home mum's or house husband's are not unemployed, they are a homemaker. Stating unemployement will nearly double the final quote price.
•Make sure to examine the policy and read the terms and conditions fully. Factors such as flooding cover and whether contents are also insured is vital information.
•Check for discounts and special deals that are offered for new and existing customers. Insurance broking is a very competitive sector and most companies will do their upmost to keep customers or bring on new business. Cashback and super savings are often used to make customers choose their company.
Dosh Express is the Honest Lender, helping you get to payday. Based in Derby, in the Midlands, the company’s mission is to provide a great lending service to thousands of our happy customers and be a great place of employment for our staff. Please visit doshexpress.com to apply for a loan, and if you are approved cash is usually deposited in your account within minutes, subject to status. Dosh Express, the trading name of Dosh Express Limited, is a consumer lender offering short-term payday loans, is a member of the Consumer Credit Trade Association (CCTA), and is licenced and regulated by the Office of Fair Trading.