The marketplace may seem to favour borrowers enormously, but there are still numerous obstacles that the average loan-seeker is going to have to navigate if they hope to achieve success.
Calgary, AB (PRWEB) October 24, 2012
Acquiring a mortgage is very often a harrowing experience, at least for new clients who have never been through the process before, are daunted by the profusion of arcane terms and application forms, and who fully understand the magnitude and the scope of this financial decision. The stakes are certainly high for borrowers at any time, but right now, as Canada’s mortgage rates move into historic lows, it’s more important than ever to get set up with a mortgage that fully optimizes this mortgage climate.
The marketplace may seem to favour borrowers enormously, but there are still numerous obstacles that the average loan-seeker is going to have to navigate if they hope to achieve success. In the wake of the financial recession of 2008 and the collapse of the American mortgage bubble, both the banks and the federal government have begun to regulate the mortgage markets with a bit more attention and care than in years past.
Interested borrowers will now be subjected to a relatively more advanced and in-depth screening, and despite the low interest rates banks are still only interested in lending to those who can demonstrate their financial capability of handling the mortgage payments over the long-term. This additional challenge makes it more important than ever to team up with a mortgage professional, and in many cases the best rates can be found by interacting directly with a mortgage broker.
That’s certainly become the case in Calgary where The Lender Guy of Axiom Mortgage Solutions is now offering one of the lowest rates available in all of Canada for a limited time only. This offer has become available as a result of the historically low mortgage rates being offered everywhere throughout the country, and is accessible to a wide variety of individuals who may be seeking a home loan.
One of the noteworthy features of this Calgary mortgage broker is their willingness to work with a wide range of prospective borrowers, handling matters such as a mediocre credit score and demonstrating proficiency with those who are self-employed or do not have a very conventional taxable income for related reasons. Their flexibility makes it much easier for borrowers worried about being chewed up by the banks and credit unions to acquire the loan that they were hoping for.
These mortgage brokers in Calgary are also adept at facilitating an expedient, yet thorough application process to elicit pre-approval in a very short time frame, and fast-track the entire procedure to ensure maximum efficiency. For those looking for a stable, smart loan the Lender Guy could be the place to go.