Chicago, IL (PRWEB) October 24, 2012
With the turbulent economy many of our carriers and providers are lowering their fixed and guaranteed rates. One of our top fixed indexed annuity companies has been offering a 7% on the income side of their annuities for up to 20 years. Starting Nov 1 2012, the rate will be dropping to 6.5%.
We have seen many of our companies continue to lower their rates to preserve their solid ratings with Standard and Poors, Moodys, and other rating companies. Clients do want the best rate possible of course, however when the companies lower the fixed and guaranteed rates, that indicates the company is solid and will remain around to pay out the monies they have been entrusted with.
More and more retiree's have been working with David Ryan to protect what they have left with their retirement dollars. David Ryan and their consultants, attorneys, CPA's and Financial Professionals believe it is not how much of a clients money they are able to return, they believe the client should be able to get all their money back plus some guaranteed interest at a minimum. So many clients go out and put their money in the stock market, or with their broker, only to lose most of their monies to fee's and market conditions. The overwhelming majority of David Ryan clients have been deciding to use fixed products that guarantee their monies safe return with a potential of an upside.
With rates continuing to drop now is a good time to lock in your retirement dollars for a safe return. Rates have been dropping all year and David Ryan still has top rated insurance companies that are giving 6.5% rates on the income account value side.