Tim Graff Named President of American Pet Insurance Company

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Graff will lead American Pet Insurance Company as it continues to expand its MGA (Managing General Agent) Portfolio.

Tim Graff

Tim Graff joins American Pet Insurance Company as President

American Pet Insurance Company is poised to dominate this industry as the only insurance carrier with a dedicated focus on pet insurance.

American Pet Insurance Company (APIC), the only insurance carrier fully dedicated to pet insurance, has named Tim Graff as President, effective immediately. Graff brings over 30 years of experience in the insurance industry, most recently running the South Region within QBE’s Program Division from Dallas, Texas. As APIC’s President, Graff will lead the company’s growth in writing pet insurance coverage for managing general agents across North America, including Puerto Rico.

APIC differentiates itself from other insurance carriers by specializing in pet insurance, as opposed to traditional multi-purpose carriers that write auto, homeowners, marine, and other products along with their pet insurance product. This allows for a market expertise that is unmatched in the industry.

“The pet insurance industry is an exciting one with huge potential for growth, as only 1% of pet owners in the U.S. and 3% of pet owners in Canada are insured,” said Graff. “American Pet Insurance Company is poised to dominate this industry as the only insurance carrier with a dedicated focus on pet insurance. I’m looking forward to using my diverse experience in the primary and reinsurance segment, both domestically and in overseas markets, to help further that growth.”

Graff began his insurance career in 1979 in the London market, where he spent three years working as an underwriter for Royal Insurance. He then joined the broker/consulting side of the industry with Alexander & Alexander (A&A), at that time the second largest global broker (subsequently acquired by Aon). Graff spent a combined 15 years at A&A, including four years in A&A’s Middle East operations, based in Riyadh, Saudi Arabia; four years in A&A’s South East Asian operations, based in Singapore and Bangkok, Thailand; and seven years running A&A’s South East Global Broking Unit in Atlanta, Georgia.

Following A&A’s acquisition by Aon, Graff left the organization and created a reinsurance entity in Bermuda as part of Oakwood Homes Corporation, a vertically integrated housing manufacturer. He spent seven years with Oakwood and ultimately took control of all insurance and risk management operations, loan servicing operations and collections, customer service, call center operations, warranty service and repossession refurbishment.

Graff then joined Renaissance Re, a Bermuda-based global catastrophe reinsurer, where he spent seven years in various leadership roles within their U.S. primary operations. In 2010, Renaissance Re elected to exit the U.S. primary market and Graff played a lead role in selling the U.S. primary insurance business to QBE the Americas. Post close of the sale, Graff spent fifteen months running QBE’s South Region from Dallas, Texas before leaving to join APIC.

Graff and his wife, Kwan, live in Dallas, Texas with their five-year-old Australian Shepherd, Jake.

About APIC:

American Pet Insurance Company (APIC) specializes in pet health insurance and is licensed across the United States and Puerto Rico. The company’s experienced approach streamlines start-up and administration costs for current pet insurance program providers (American Kennel Club/PetPartners Inc., Trupanion, and Vetinsurance). A full-service commitment yields data collection and reporting that is unmatched in the industry, supported by proven expertise in regulatory filings, claims review and underwriting pet insurance risks.

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Heather Kalinowski
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