Trick-or-Trickery: Protecting Yourself Against Halloween Mishaps, Frank N. Darras, America's Top Insurance Lawyer Offers Tips

America’s top insurance lawyer, issues advice today to protect personal property and avoid accident liability during the approaching holiday.

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Halloween presents a higher risk of an incident occurring on or to your property. Unfortunately, those incidents become your responsibility.

Ontario, CA (PRWEB) October 30, 2012

Pumpkins, trick-or-treaters, and way too much candy are all common sights on Halloween. Unfortunately, so are mischievous pranks, vandalism, and unusual accidents. Frank N. Darras, America’s top insurance lawyer, issues advice today to protect personal property and avoid accident liability during the approaching holiday.

“Whether it’s the teenagers down the street who decide egging your home or car sounds like fun or the parent who decides to sue after their child trips over your garden-hose, Halloween presents a higher risk of an incident occurring on or to your property. Unfortunately, those incidents become your responsibility,” says Darras.

Darras recommends taking precautionary measures to safeguard property and prevent accidental injuries. Keeping areas well-lit is the best action property owners can take. Not only will trick-or-treaters be more apt to see any hazards, it will also discourage pranksters for fear of getting caught.

“Darkness inspires secrecy and mischievousness. While egging your car seemed like a good idea to pranksters when darkness was on their side, lighting the area around it will quickly change their mind. After all, most pranks don’t occur out of hatred and you probably weren’t targeted on purpose. Kids think its funny and often don’t realize that eggs or shaving cream can cause serious damage to a car or home. Taking simple steps like lighting or moving your car off the street go a long way in preventing vandalism,” says Darras.

Homeowners should also be aware that they are liable for any injury a person might suffer while on their property if negligence has occurred. This means that if child or parent trips on your property because they can’t see the hazard, your homeowner’s insurance will cover it. Remember, a home insurance claim can trigger a hike in monthly premiums.

Darras suggests moving any obstacles from the yard or sidewalks and ensuring that Halloween decorations are placed out of harm’s way. Pets should also be kept in the house and if needed, contained in an area of the home.

“Take some time to walk around the entire yard looking for any potential hazards. Check in all areas, even if you doubt someone will walk there. Whether it’s the massive amounts of sugar being consumed or getting to stay up past bedtime, kids have a way of getting overly excited on Halloween. There’s no telling where they might end up on your property. It’s better to be overly cautious than get sued for the dog biting a kid who snuck into the backyard. Taking the time now will save you the headache and a lawsuit later,” says Darras.

About DarrasLaw
DarrasLaw's attorneys, including founder Frank N. Darras, have received numerous honors and awards from peers, validating the claim that we are America's top disability firm. Lawdragon has singled out Frank N. Darras for five years in a row as one of the Top 500 Lawyers in America. Since its inception, Super Lawyers has honored him by naming him to its list for his work with disability insurance policyholders. The American Association of Justice lists him as one of the Top 100 Trial Lawyers in California. Best Lawyers in America has profiled DarrasLaw and the firm's accomplishments on behalf of the disadvantaged and disabled.

At DarrasLaw, our compassion goes hand-in-hand with our legal expertise. We take pride not only in the results we achieve, but the care our team provides along the way. We hire only the top disability attorneys and staff, including our in-house nurse, for their compassion as much as their expertise and knowledge. Hiring the cream of the crop has been critical to maintaining our position as America's top disability firm.

Our national reach plays a role too. People from all 50 states turn to us for help with individual disability insurance matters.

Nationwide, we review more than 2,500 claims a month. In any given year, we handle more cases than many firms handle in their lifetime. We have recovered more than $750 million in wrongfully denied insurance benefits.

Representing clients across America, DarrasLaw can help you in your state, anywhere in America, from Alaska to Florida.