Farmers® Agent in Delaware County Offers One-Stop Shopping For Insurance Products and More - Now with Lower Life Rates for "Healthy" Smokers

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The Klinger Agency is a local agency that can offer a customized, comprehensive program with a personal touch.

Deciding which insurance company to buy your coverage from or trust with your property is becoming more complicated every day.

"Everyone has unique needs and requirements for insurance coverage and every company offers a variety of options," said Susan M. Klinger, a Farmers agent in Broomall, PA. "Farmers can simplify the insurance buying experience by providing one-stop shopping for auto, home, life and business insurance products. They can also insure motorcycles, motorhomes, ATVs, and even vacant homes."

Farmers' auto coverage includes towing and roadside service for a small fee. This service is available 24 hours a day, 365 days a year through a toll-free number. An auto glass replacement program is available to auto customers for repairing and replacing damaged or broken auto glass. A young driver education program is available to auto customers which may include discounts for good students. Good driver discounts, auto/home, and multi-car discounts may also be available.

In addition to Farmers' traditional homeowners insurance product line, individuals can purchase insurance coverages while renting, for condominiums and townhouses, and for mobile homes. Farmers agents are trained to work with customers to help avoid gaps or overlaps in coverages.

As the population ages and requires more life insurance products, Farmers has expanded its life line to include annuities with competitive interest rates and affordable term insurance plans which include mortgage protection, ten- and twenty-year level term, and coverage for older consumers. Farmers continues to offer whole life, flexible universal life and business life insurance to its customers. Also, for safety-conscious customers, Farmers New World Life maintains a capital ratio significantly greater than the industry average.

Those are all great reasons to choose Farmers, but on October 13 Farmers is rolling out their new Farmers Value Term product, which offers significantly lower rates for people who smoke cigars or cigarettes, but who otherwise are healthy.

"Today, Farmers can offer you so much more; you just have to call," said Klinger.

Farmers is the nation's third-largest home and auto insurer. Headquartered in Los Angeles and doing business in 34 states, Farmers provides home, auto, business and life insurance to more than 8 million households through 15,000 agents and district managers.

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