Advanced Realty Team Introduces GNOQ Program for Tenants and Home Buyers Who Want a Confidential Way to Qualify to Buy or Rent a Home

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What if you could find out if you were still able to rent or buy a house after all of the bad things that have been happening to credit scores in the last five years and if you could find our without embarrassing questions or the risk of being turned down in front of others? Bouitique real estate firm in Dunedin, FL tries out a new program to get qualified, the GNOQ Program!

Advanced Realty Team, Inc., a Dunedin, FL real estate brokerage firm, yesterday announced it has introduced the “GNOQ Program” for people looking to rent or buy property who do not know if they are financially qualified to buy or rent and do not want to risk the embarrassment of being turned down.

Typically tenants and prospective home buyers fill out an application with their landlord or real estate agent to see if they will be approved.

“It’s embarrassing for everyone if the result is a turn down,” said George Beardsley President-Broker of Advanced Realty Team.

“I remember as a rookie real estate agent driving one man around for two days and showing him a couple dozen of vacant houses that all were hot and back then I still dressed like I did in Chicago with a suit and tie.

We walked into one house and he fell in love with the home. I called the mortgage broker I was working with and after five minutes he handed me the huge phone.”

“This guy doesn’t qualify for any home at all George,” the mortgage broker said. “I remember that like yesterday and it was a long, long ride to take him back to where he was staying,” Beardsley said.

The GNOQ Program e (Pronounced Gee Knock, it stands for Guaranteed No Obligation Qualifying) eliminates the embarrassment and lets the prospective tenant or home buyer know up front if he will qualify what he will qualify for and he never has to give his name or address or any identifying information, the company said.

To determine if qualified the applicant sends an email to and lists 1. Which one of our houses they are interested in? 2. How many adults will live in the home? 3. Total gross monthly income of all adults? 4. Maximum amount they can pay upfront? 5. Total monthly payment they can make? 6. Willingness to police and back ground check if financially approved? 6 Is there a foreclosure or eviction on their record?

A sample request might read: 1. Home on Williamsburg Loop (or don’t know, or three bed room in Tarpon Springs) 2. 2 adults, 3. $5,000, 4. $4,000 up front 5. $1,500 a month, 6 YES and 7 Yes.

“Email this info to GNOQ(at)1Gr8Deal(dot)com using a brand new email that they just got from Gmail or any provider of their choice and we will reply to that email the answer. And if they wish we will put them on our VIP Alert List, without knowing their name or address, so they will know of all homes we get as soon as available,“ Beardsley said.

“The approval is good for six months for any of our houses they were approved for or for a house of equal l price,” he said.

Advanced is a small boutique real estate brokerage firm specializing in buying houses fast and in the current market Advanced even has program for buying homes that are over financed, under water and even in some cases they will buy houses in foreclosure and over financed.

Some Homeowners select to sell their property fast, including those who have been transferred, are in the process of divorce and without paying a real estate commission by selling to firms like Advanced. And when Advanced is acting as a principal they do not charge a real estate commission. In addition out of state property owners will frequently sell fast with former winter homes or estate homes, which can frequently be sold totally by mail.

“If you live in Chicago, as I used to, and you need to sell a house in Florida,” Beardsley said, “we are the people who buy houses in Florida.”

Under Water and “upside down” are terms to describe a home where the mortgage is larger than the current value of the home. They have been buying homes for two decades and initially bought to renovate and resell.

The housing market collapse shifted much of their operations to buying house for the purpose of renting, including the Famous Rent to Own and now the Foreclosure Rentals where they rent homes that are in foreclosure, fully disclosing the status of the home and that the owner –landlord is represented by an attorney in dealing with the bank.

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