Carmouche Insurance Inc. Informs Louisiana Residents about How to Protect Their Homes from Natural Disaster Damages

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Louisiana insurance agency educates residents on protecting their homes in the wake of Hurricane Sandy, which ravaged the northeast.

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More recently, the cost of home insurance has stabilized and now is the time to make sure residents have affordable and reliable Louisiana insurance.

Although the 2012 hurricane season is winding down, with the tail end being November 30th, Louisiana residents will not soon forget the devastation storms of the past have brought to our state and the Northeastern states now in the wake of Hurricane Sandy. According to the National Weather Service, Hurricane Katrina goes down as the number one costliest hurricane in the United States to date, with damages totaling $105,840 million.

The insurance professionals at Carmouche Insurance Inc., a Louisiana insurance agency, encourage residents to review their Louisiana homeowners insurance policies to be sure they will be covered in the event of a natural disaster. More recently, the cost of home insurance has stabilized and now is the time to make sure residents have affordable and reliable Louisiana insurance.

Here’s what to know about home insurance and natural disasters in Louisiana:

  •     Hurricanes can produce storm surges, tornadoes and, what many homeowners consider the most devastating- flooding. Basic homeowners insurance policy may cover some damages from these kinds of disasters, but not all.
  •     Flood insurance can be purchased on two different levels, and keeps homes covered from losses incurred by water.
  •     Basic insurance will cover damages to the physical structure of homes and personal possessions, but residents should review their policy for replacement cost and any additional living expenses in the event of a natural disaster.

Louisiana residents who discover they are not adequately covered should purchase additional coverage. The professionals at Carmouche Insurance Inc. are highly qualified and can talk to residents about both their personal and business Louisiana insurance options today. Call 888-450-0971 or visit the agency’s website for more information. And remember, Louisiana residents can always call 2-1-1 for coordinated disaster information.

About Carmouche Insurance Inc.:
Carmouche Insurance Inc. was established in 1975 in Napoleonville, LA by James A. Carmouche as an Independent Insurance Agency serving the Assumption Parish Area. Over the years, the agency has continually grown, now serving three separate locations – Gonzales, Napoleonville, and Houma. The agency’s daily operations are now overseen by Jim’s three sons, James P. Carmouche, Charles M. Carmouche and Peter T. Carmouche. With over twenty employees serving clients, the agency is fully dedicated to providing stellar service and affordable coverage to the state of Louisiana, as well as Arkansas, Alabama, Florida, Georgia, Mississippi, North Carolina, Tennessee and Texas.

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Luiz Pinheiro
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