Cypress, TX (PRWEB) November 12, 2012
In recent news concerning veteran relocation and military housing, veterans moving to Cypress, Texas were informed about new programs in development that is sponsored by real estate agents and VA loan experts from Security America Mortgage and Security American Realty. The programs currently helping veterans buy homes allow for easy VA home purchasing and military relocation, specifically in 2012.
Due to the growing support for veteran relocation tools, veterans can now buy a home with ease, utilize fresh new content that highlights benefits for military, and search VA approved homes for sale using new real estate tools and Texas neighborhoods that lists veteran relocation facts.
The new real estate programs being developed include features that allow several advantages for veterans buying a home, including military relocation resources and VA lending tools.
The VA mortgage experts from Security America Mortgage have made it their mission to help veterans purchase homes while the goal for the Real Estate Agents from Security American Realty has been set on helping veterans find homes for sale in Cypress. The newest development involves search fields that allows military home buyers the ability to search for VA approved homes in Cypress, Texas. All popular cities and neighborhoods in Texas .
In addition to the military home loan programs being developed by Security American Realty, new website features now include VA mortgage resources, which overall outlines the VA home loan process in Cypress, overall making the goal of home ownership a realty for military members buying a home in Texas.
For many military members moving to Cypress, qualifying for a VA home loan is best achieved when veterans contact VA approved lenders or specialized Real Estate Agents before they go looking for VA to approve a loan. The reason veterans find success faster is because the experts who work exclusively with veterans and VA are more likely to get a VA home loan approved faster.
Veterans working with Security America Mortgage and Security American Realty find it easy to take advantage of their VA mortgage entitlement benefits, including...
1-No Closing Costs For a VA Home Loan Purchase
2-Fees on VA Loans are Lower than Conventional & FHA home loan Fees
3-VA Funding Fee Can Be Finance in Mortgage Payment
4-Grant Options Available in Addition to VA Loan Guaranty
5-Texas VA Home Loans Funded as High as $1,000,000
6-Veteran Relocation & Resources are Supported More than FHA Loans
7-VA Refinance Loan Options for a Current FHA & Traditional VA Home Loan Benefit
8-Faster Processing on VA Home Loan
Additionally, when veterans work with Texas Realtors from Security American Realty, the VA home loan process is prepared seamlessly from the beginning of the home search to the end when the home is closed and purchased by the buyer. The entire VA process of buying a home in Katy, Texas is as follows:
Step 1. VA Home Loan Process-Finding a Home to Purchase
Find the Home you love and want to apply for. Real Estate property location services and agent assistance is usually provided by the lender you choose to work with but you can always find a home by doing your own research, though this method is not the easiest or fastest method used. During this step all you need to do is find the home you want to buy. Once this is done, you move onto step two.
Step 2. VA Home Loan Process-Veteran Entitlement & Eligibility Benefits
Obtain the VA Certificate of Eligibility (COE form), or request your DD214 VA form easily by using VA forms online such as Security America Mortgage, Inc., ‘Get Started Now’ VA form.
Step 3. VA Home Loan Purchase Process-Choosing a VA Lender
In this step, the Department of Veteran Affairs provide VA lenders for the veteran to contact a lender or mortgage loan originators who will help assist Veterans with VA request form(s) and financing the VA home loan. This is usually one of the first things the lender will do while they fill out the forms and explain the application processes to you in detail.
Step 4. VA Home Loan Purchase Process-Completing VA Loan Forms & Applications
Wait a day (sometimes two days) for Veteran Affairs to evaluate your VA Home Loan Entitlement using the Certificate of Eligibility and DD214 VA forms. During this time the VA have an assigned VA Inspector Appraise the Value of the Home you want to purchase. The great news is, this entire time, from step 1-4 have all been free!
Step 5. VA Home Loan Purchase Process-VA & Mortgage Lender Communication
In this step the VA communicates ‘numbers’ about the military member applying for a home with a VA lender who is working directly with the military individual. VA lenders are VA Home Loan professionals who know everything about the United States VA home loan limits, process, VA entitlement, and VA loan qualifications. Once this is confirmed, the VA loan expert contacts the home buyer with the great news over the available entitlement allowed for that veteran.
Step 6. VA Home Loan Purchase Process-VA Approval
If the VA approves the amount you need for the home you want, you receive the full amount with the VA home loan benefits. The Texas VA Loan Limit can be from $417,000 using a regular VA loan amount and some can get as high as $1 million dollars if the military member qualifies for a higher amount, like a Texas Jumbo VA Loan, as an example. From this point on, the VA mortgage lender you chose to process your loan works with VA over your VA entitlement and credit history to calculate your mortgage payment and options in order to approve financing on your VA home loan amount.