Chicago Commercial Mortgage Provider Researches Plausibility of Acquiring Small Life Insurance Company

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Clopton Capital, a Chicago-based commercial mortgage provider, is currently researching the possibility of purchasing a small life insurance company in the coming years that would be utilized as a source of capital to issue small commercial loans.

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Clopton Capital, a Chicago-based commercial mortgage provider, is currently researching the possibility of purchasing a small life insurance company in the coming years that would be utilized as a source of capital to issue small commercial loans. The firm believes there are a significant number of well healed, but extremely small life insurance companies in America that could be effectively and safely utilized as a means to issue commercial loans. “Life insurance companies in this country carry collectively something like 5 trillion dollars worth of capital! The capital that is above and beyond the reserve capital can easily be utilized to fund exceptionally safe commercial loans and benefit the global economy in many ways,” said Jake Clopton, the founder of Clopton Capital.

Clopton Capital believes a small, but established life insurance company can be acquired by a commercial mortgage firm for less than $2,000,000. “Many of these so-called life insurance companies are more like funeral expenses insurance companies. The policies on their books have death benefits routinely under $10,000 and are written at very high cost-per-unit compared to more robust products. This means there is a significant and recurring cash flow produced by these companies that make them ideal for making long term investments,” said Jake Clopton.

For more information on Clopton Capital's commercial mortgage and commercial loan services, visit CloptonCapital.com.

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