When banks say no, We say yes!
Houston, TX (PRWEB) November 06, 2012
Nationwide commercial real estate mortgage banker Infinity Investment Group, Inc. has launched a groundbreaking new alternative lending program designed for anyone looking for smarter, safer, simpler and more affordable way to secure a loan. Built on the principle of security based lending, Infinity Investment Group’s new loan program leverages a borrower’s existing securities as collateral, such as stocks, bonds, mutual funds, t-notes, and so on. This also means that no lien is placed on any of the borrower’s assets (e.g. real estate or personal property). Furthermore, the loans are classified as “non-purpose,” and as such the proceeds can be used for any purpose – business or personal.
“The banks are bursting with cash to lend, but unless you fit their ideal customer profile, you aren’t getting a penny – at least not at a competitive rate with reasonable terms,” commented Infinity Investment Group’s leadership team of Kelvin Shankle and James (Jim) Bowman. “And that’s why our new loan program is so timely and valuable. It’s the ideal solution for millions of borrowers in our country today.”
Interest rates for Infinity Investment Group’s security-based loans, which are sometimes called stock loans or stock-secured financing, typically range between 2.5% and 4.5%, with loan-to-value ratios potentially as high as 80% of the value of the securities. Terms are typically in the 3-10 year range, and are pegged at a fixed interest rate with interest only payments due. Funding can take place in just a matter of days, and unlike a conventional bank loan, a credit report is not required, nor is there any income or employment verification requirement.
“At Infinity Investment Group, we feel that millions of honest Americans deserve to access the funds they need to maintain or increase their standard of living,” added Shankle and Bowman. “After all, isn’t that what the American dream is all about? I guess the banks have forgotten that, and some might even say the government has, too. Well, we haven’t, and our new loan program is proof of that.”
For more information or media inquiries, contact Infinity Investment Group, Inc. at 713-781-5511 or info(at)portfoliocapitalfunding(dot)com.
About Infinity Investment Group
Established in 2005, Infinity Investment Group, Inc. has been at the forefront of alternative financing for commercial real estate properties. For more information on this new alternative financing program contact account executives Kelvin Shankle or Jim Bowman at http://www.portfoliocapitalfunding.com or 713-781-8262.