Many homeowners were left with severe damage to their homes due to coastal flooding and wind gusts that topped 60 mph.
Portland, Maine (PRWEB) December 04, 2012
The aftermath of Superstorm Sandy is still fresh in the minds of many residents living on the east coast. Sandy crippled the mid-Atlantic states and stands to go down as one of the most deadly storms in history. While New York and New Jersey took the brunt of the storm surge – and the damages – residents in Maine and New Hampshire did not go unharmed. More than 86,000 homes were left powerless and the port of Portland was shut down, according to the Portland Press Herald.
The loss of power was not the only problem for residents, however. Many homeowners were left with severe damage to their homes due to coastal flooding and wind gusts that topped 60 mph.
The Maine insurance agents at Clark Insurance understand that, as a homeowner, the home insurance claim process can be made easier with some advance preparation.
- Start by creating a list of personal belongings and the estimated cost of your possessions. Take photos and video of your belongings and store them in the “cloud” or away from your home. This will help speed the claim settlement process should disaster strike.
- Ask Clark Insurance about flood insurance as well as earthquake insurance to ensure you have coverage for these natural disasters.
Of course, it is important to have adequate Maine homeowners insurance, so Clark Insurance urges customers to be sure the real value of the home is current on the insurance policy. Any improvements or additions to the home should be known to your agent as soon as they are made. This is known as insurance-to-value.
Homeowners put a lot of time, money and effort into maintaining their homes. While natural disasters are not preventable, having the appropriate home insurance coverage can minimize the out-of-pocket cost of dealing with natural disasters. Clark Insurance is prepared to provide the right home insurance in Maine and New Hampshire, and encourages residents to learn more about their options today to avoid the inevitable chaos of the next natural disaster.
About Clark Insurance:
Clark Insurance, an employee-owned company, was founded in 1931 and currently ranks as one of the top 5% of agencies in the nation according to the Independent Insurance Agents and Brokers Association of America. The agency has offices in Portland, Saco, Windham, Maine as well as Manchester, NH. Their business, health, personal and life and employee benefits agents have a reputation for knowledge and service. The agents understand their communities in Maine and New Hampshire and understand how best to serve the insurance needs of the region.