When you shop online, you can often get free shipping offers, amazing deals, and online coupon codes. Plus, you can also find cash-back shopping rewards when shopping online.
Scottsdale, AZ (PRWEB) December 13, 2012
Post-Black Friday and Cyber Monday shopping deals are still available for last-minute shoppers, says finance website MoneyNowUSA. According to the site, the best deals might be over, but there are plenty of ways consumers can make the most of their holiday spending this year.
5 Ways to Maximize Your Gift-Giving Budget
Three personal finance experts weighed in on the topic, including author Catey Hill, Redplum.com founder Lisa Reynolds, and Jon Lal, founder of BeFrugal.com. Together, they offered five ways shoppers can take advantage of last-minute shopping sprees.
One unorthodox way of saving money is to buy other people’s gift cards, or sell your own unwanted gift cards for cash. Catey Hill suggests shoppers “buy a discounted gift card for the store [of choice] from PlasticJungle.com and GiftCardRescue.com.”
Consumers can often get a gift card for less than its available balance – for example, such as paying $40 for a $50 gift card. Shoppers can also sell their unused gift cards on these same sites, though the cash they’ll receive is typically less than their gift card’s balance.
Each of the personal finance experts also recommends using technology to its full potential this holiday season. Shoppers who use comparison websites, mobile apps and other ways of finding the best available deals can make their budget last longer than those who always pay retail.
“Stack the savings,” said Jon Lal. “When you shop online, you can often get free shipping offers, amazing deals, and online coupon codes. Plus, you can also find cash-back shopping rewards when shopping online.”
The emphasis on technology shouldn’t always carry over into your gift-giving, however. Lisa Reynolds recommends avoiding tech buys at Christmas, especially for devices that are bound to be outdated within a year or two, like cell phones.
“With today's society always on the go, choose the gift of leisure over the many techno-goodies stimulating our fast-paced environment,” Reynolds said. “Go a different route and indulge your loved one with the gift of time through a manicure, spa outing dinner out or even a coupon for babysitting.”
Other ways consumers can make the most of their holiday budgets is to find free shipping offers online – especially on Free Shipping Day, December 17 – and go for sentimental gifts over expensive ones.
MoneyNowUSA offers short-term lending solutions to consumers with less-than-stellar credit histories. The site also offers personal finance suggestions, resources and responsible borrowing practices. Learn more at http://www.moneynowusa.com.