At least 54% of New Year’s Day accidents were reported to be alcohol-related, followed by 38% of Christmas-time accidents.
Natchitoches, Louisiana (PRWEB) December 13, 2012
Louisiana insurance agency, Cunningham Financial Group, reminds drivers of all ages to review their car insurance policy before hitting the roads this holiday season. Whether one is driving to finish last minute shopping, traveling to see a loved one in a different state, or even traveling home from college to spend time with family, the chance of an accident out on the road is increased. Why? Weather, traffic, holiday parties involving alcohol and the like all play a role in this.
In fact, according to the National Highway Traffic Safety Administration (NHTSA) found that New Year’s Day is the deadliest day of the year in terms of speeding-related fatal crashes, followed by Christmas. Besides speeding, a high percentage of these accidents also involved alcohol intoxication. At least 54% of New Year’s Day accidents were reported to be alcohol-related, followed by 38% of Christmas-time accidents.
Due to such alarming statistics, Cunningham Financial Group has taken it upon itself to remind the Louisiana community to go over their auto insurance policy. Why? Here are a few reasons to consider this important advice:
- Louisiana is an “at fault” state, meaning that any driver found guilty of causing an accident will have to pay for all damages and medical bills for the other driver involved (this does not include the drivers’ OWN possible injuries and damages.)
- Auto insurance may contain coverage gaps. It is crucial for drivers to be sure that their policy is hefty enough to provide full protection. It may be beneficial to look into an umbrella insurance policy at this time, too.
- Without the proper auto insurance in place, drivers may be dishing out hundreds of even thousands after an accident. This is the last expense anyone needs around the holidays (holiday shopping is not cheap!)
The bottom line: Coverage is critical and must be reviewed to ensure maximum protection. Also, remember to drive safe, drive slow and never get behind the wheel while intoxicated. Following such rules may be able to keep the Louisiana community much safer this holiday season. In the event of an accident, residents should not hesitate to contact the agents at Cunningham Financial Group. The agency is ready to provide Louisiana auto insurance and aid in the claims process. Until then, locals should drive on safely in order to fully enjoy the holidays with friends and family!
About Cunningham Financial Group:
Proudly located in Natchitoches & Mansfield LA, Cunningham Financial Group is the area’s leading local insurance agency; dedicated to serving the insurance needs of Louisiana individuals, families and businesses for over 75 years. As a well established agency, Cunningham Financial Group represents various nationwide insurance carriers, allowing its dedicated agents to effectively compare rates and coverage to ensure clients receive the quality protection they deserve. The agency’s broad network of providers ensures that they can secure superior Louisiana insurance, and the most affordable online insurance quotes, for all coverage needs!