Many individuals will receive extravagant gifts from loved ones, from expensive laptops to high-definition television sets. Such pricey gifts should be recorded as soon as possible.
Houston, TX (PRWEB) December 27, 2012
Texas insurance agency, Noltensmeyer Insurance Services, reminds residents to update their coverage and home inventory list once the holidays have passed. Many individuals will receive extravagant gifts from loved ones, from expensive laptops to high-definition television sets. Such pricey gifts should be recorded as soon as possible. Having the proper information on hand will come in mighty handy if it comes time to file a claim.
Less than 20% of homeowners have an updated home inventory record. However, those who do, typically collect more once submitting an insurance claim, according to the National Association of Insurance Commissioners (NAIC). Residents who have not even started a home inventory list should consider putting one together after the holidays. This is a great New Year’s resolution and goal!
To easily tackle this project, one should:
- Tackle one room at a time to avoid being overwhelmed.
- Start by documenting the most expensive items first.
- Document the following information: serial number, make, model, color, price, etc.
- Keep receipts for large items, if possible.
- For digital lists, use a home inventory program to document or an Excel spreadsheet. Always back up the file.
- For video, walk around home and narrate information.
Homeowners should also keep photographic evidence along with the list and warranty information. To be extra safe, it may be in a homeowner’s best interest to also keep a duplicate copy of the inventory list in the event that the original is damaged. Losing such critical information will NOT be fun!
Noltensmeyer Insurance Services is dedicated to making sure the state of Texas is all set when it comes to Texas home insurance and protection. Part of this is to make sure the claims process is as easy as possible once the time comes to collect. Having a home inventory list is a good place to start – after the holidays of course!
About Noltensmeyer Insurance Services:
Located in the heart of Houston, Noltensmeyer Insurance Services is proud to serve the entire state of Texas. The agency continually offers quality coverage and superior customer service while offering low rates. The 20 agents that comprise Noltensmeyer Insurance Services, LLC write auto, home, commercial and health insurance policies. The agency’s staff is divided into teams to help assist its clients who have specific insurance needs.