The Best Credit Cards for Bad Credit That Can Boost Credit Scores in 2013, According to

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Creditnet (, a leading consumer credit authority on the web since 1995, announces three credit cards for bad credit that can boost scores in 2013.

Creditnet announces the 3 best credit cards for rebuilding credit in 2013

An excellent way for consumers with less-than-perfect credit to begin rebuilding credit scores is by applying for a credit card for bad credit.

An excellent way for consumers with less-than-perfect credit to begin rebuilding credit scores is by applying for a credit card for bad credit. So says, a leading web authority related to all things credit since 1995.

With self-improvement on the minds of consumers come 2013, a new year's resolution sure to be popular in the new year is improving bad credit. While there are numerous ways to improve credit score both short-term and long-term, applying for a new credit card and making on-time payments is one of the best. has announced three bad credit credit cards that can help consumers boost credit scores. considered credit-building potential, approval ratings, ongoing APR and card fees as the main factors when crafting its list for the three best credit cards for bad credit that can boost scores in the new year.

1.) Capital One Secured MasterCard

According to Creditnet, the number one credit card to improve bad credit is this secured card from Capital One®. The minimum security deposit required is one of the lowest on the market today, ranging from $49, $99 or $200 depending on a consumer's credit worthiness. Most importantly, this card reports to all three major credit bureaus.

The annual fee attached to this secured credit card is just $29, and cardholders will enjoy credit monitoring tools from CreditInform®. A credit line can be extended without further deposit after a consumer demonstrates responsible credit use over time, and there are no hidden fees attached to the Capital One® Secured MasterCard.

The APR on this card is 22.99% and there's no introductory period, however security deposits are refundable and the maximum credit line is $3,000.

Overall, Creditnet has announced this the very best credit card to improve credit in 2013.

2.) U.S. Bank Secured Visa® Card

Another secured credit card to improve bad credit in the coming year, Creditnet likes that this card includes fraud protection and zero fraud liability. The ongoing APR variable starts at a 20.99%, and the annual fee is $35.

According to Creditnet, this is another low-risk credit card for building credit. However, the lack of credit monitoring tools included at no additional charge make it slightly less useful for bad credit consumers as the aforementioned Capital One Secured MasterCard.

That being said, says consumers can do far worse than this secured credit card from U.S. Bank when looking to rebuild credit.

3.) Open Sky(SM) Secured Visa® Credit Card

Finally, this secured credit card from Visa® includes one of the lowest ongoing APR's of any bad credit credit card on the market today starting with a 14.25% variable. Like the U.S. Bank Secured Card before it, Visa® includes free fraud protection against unauthorized use.

The maximum penalty APR variable starts at 18.25% with a maximum late fee of $20, and the minimum deposit required on this secured credit card is $200. The annual fee is slightly higher than the aforementioned secured credit cards at $50, and there is a Credit Limit Increase Fee of $25 after a cardholder's first year as a member.

By and large, when it comes to credit building in 2013, bad credit consumers will want to give their credit score a boost with secured credit cards. But for consumers that want to skip the security deposit, the Continental Finance Matrix Discover® Card is a viable unsecured credit card option for bad credit consumers.

About Creditnet: is a leading authority on credit card reviews, credit news and credit building advice. As the host of Credit Talk - the oldest and most comprehensive credit forum on the web today - Creditnet has been helping consumers rebuild their credit since 1995. Creditnet's credit card search tool matches up consumers with the perfect credit card for them, and their CreditCents blog includes credit card reviews, news and weekly tips.

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