Burbank, CA (PRWEB) December 18, 2012
Starting this month, USA Business Insurance is now making available specialized insurance programs that have been developed for bakeries and flower shops. The developers at USA Business Insurance studied what risks and coverage would be most applicable to these particular types of businesses and the customers they serve, which resulted in these new programs now available for bakery and flower shops.
Specialized for the bakery and flower shop is inventory coverage that will be provided under a business owners policy, also known as a BOP. A BOP policy provides business specific coverages associated with these particular business types.
Of course, general liability covers a business from accidents that happen on the property as well as damage or litigation stemming from a product that causes a bad reaction – all businesses must be covered by liability. Flower shop insurance, however, can take the next step in covering for loss of income as well as loss of inventory in certain situations. For a bakery, equipment coverage protection garnered by a BOP policy can protect a business in the event a disaster such as a fire ruins the appliances and equipment used to create the daily inventory of goods sold. It is an important addition because of the added protection it provides.
USA Business Insurance can offer more information on the coverage that has now been developed for flower and bakery shop insurance.
For more information, visit http://www.businessinsuranceusa.com