Our Florida homeowners insurance office in Longwood, Florida has secured agreements with preferred recovery companies who will work with my insurance agency to keep costs reasonable...
Longwood, FL (PRWEB) December 20, 2012
The Florida insurance agents at Teachers Insurance Specialists are warning consumers to call their homeowners insurance company first should they experience water damage to their home or business.
“About 50% of all claims that are filed in the state of Florida are water related claims,” says Simone Baldwin owner/agent of Teachers Insurance Specialists Florida. “When a client calls a water reclamation company to help them dry the affected areas after a water leak, there are some companies that appear very helpful and ask you to sign a form so they can take care of everything for you. This is a scam, the form these companies are asking consumers to sign is an Assignment of Rights and Benefits. By signing this form consumers are giving the water reclamation company the right to file the claim and receive the claim payment,” says Baldwin.
The homeowner and property insurance agents at Teachers Insurance Specialists Florida caution consumers about these water reclamation companies because many of them have their own group of contractors who will over-inflate the costs of repairs. As a result the home insurance policy holder is left with a large claim on their insurance claim history. Additionally, the homeowner will have no authority to make decisions on how their insurance claim is being handled or processed as they have assigned the rights over to the water reclamation company.
Baldwin also adds, “Our Florida homeowners insurance office in Longwood, Florida has secured agreements with preferred recovery companies who will work with my insurance agency to keep the costs reasonable while making sure the homeowner is satisfied with repair results.”
Many Florida insurance agents are advocates to keeping insurance claims low to keep insurance premiums from rising. Home insurance fraud can be very costly to a homeowner who pays their annual premiums to protect their home. Teachers Insurance Specialists encourage Florida insurance policy holders to thoroughly check out any water reclamation company who solicits their business.
Teachers Insurance Specialists of Florida invite consumers to call them to review their homeowner or property insurance policy. There are many insurance discounts that can be applied to an insurance policy that a consumer may be missing out on. The Florida insurance agents at Teachers Insurance Specialists offer customized insurance policies that are tailored to fit each person’s needs. An insurance policy for a homeowner with 2 cars and motorcycle could qualify for different discounts when compared to a homeowner with just one car and need for RV insurance or motorcycle coverage.
For more Florida insurance information or to schedule a Florida insurance policy review call Teachers Insurance Specialists in Longwood, Florida at 407-622-6634 or visit them online at teachersinsurancespecialists.com.