EZMoney.com Re-Launches with Updated Lending Site

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Improved Site Offers Instant Approval on Payday Loans

EZ Money

There’s no reason someone who’s bringing home a regular paycheck should be denied a short-term loan when they need it most. Our site helps people find a lender who won’t discriminate based on past credit history.

EZMoney.com announces the roll out of its updated consumer-lending site, featuring an improved user-interface for easier navigation and a faster online application process. As the national economy staggers toward recovery, many households still find themselves without adequate cash reserves to cover unexpected expenses, such as a major vehicle repair, medical deductible, or loss of income from missed work. The new EZMoney.com hopes to fill a void left when banks and other traditional lenders decided to tighten loan requirements by offering easy access to short-term loans of $100 - $1,500.

“Users who visit our site are hardworking people who may have fallen on hard times,” said company spokesperson Randall Welch. “There’s no reason someone who’s bringing home a regular paycheck should be denied a short-term loan when they need it most. Our site helps people find a lender who won’t discriminate based on past credit history.”

EZMoney.com is not a lender; rather, the company acts as a referral service that pre-screens borrowers through its brief online application. Prospective borrowers can be approved in minutes, then connected with the company’s proprietary network of p ayday loan providers. Because multiple lenders are represented in the borrower’s results, there’s a built-in incentive for competition, which leads to lower rates for the consumer. The site’s updated online application requires only basic information to be approved, including:

  •     Proof of U.S. citizenship or legal residency
  •     Income of at least $1,000/mo. after taxes
  •     Checking account in the borrower’s name
  •     Email address and phone number(s)

Once the online application is approved, the borrower is connected to the lender’s page listing all rates and terms for a given loan. It’s up to the borrower to read all the information carefully before agreeing to the loan contract via e-signature. All of the lenders affiliated with EZMoney.com’s site are bound by the Truth in Lending Act to reveal all loan information before the borrower signs anything.

“There’s never any obligation for applicants to accept any loan offered,” Welch stated. “Borrowers are free to stop the application process at any time and walk away. There’s no charge to apply or to shop for the best rates, and that’s the way it should be.”

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Burt Smets
EZ Money
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