Frozen Britain: Bicycle insurer urges UK cyclists to be vigilant in dark and icy conditions as it emerges more than a third have been knocked off their bikes

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36% of UK cyclists have been knocked off bicycles by cars, vans or lorries, according to

Cyclists need to ensure they are safe and prepared, not least when darkness descends, the temperature plummets and there is black ice and snow on the roads.

With dark evenings and black ice on the roads, it is one of the most treacherous times of year for UK cyclists. And with more than a third (36%) revealing they have been knocked off their bicycles by cars, vans or lorries at least once while cycling on roads around the country, specialist bicycle insurer is warning cyclists to be extra cautious.

According to a survey by, London has the most dangerous roads, with four out of ten (42%) Londoners saying they have been knocked off their bikes at least once, compared to 41% of cyclists living in the East Midlands, 37% in Scotland, 38% in the South West, 27% in East Anglia and a quarter (25%) of cyclists in Wales.

The survey also reveals that cyclists are not always the innocent party, with one in seven (14%) admitting they have damaged a vehicle while riding their bikes. More than twice as many 18-24 year old cyclists (18%) confessed to having damaged a vehicle while riding a bike, compared to cyclists aged 55 years and over (8%).

And it is not just vehicles that are in danger from UK cyclists, with 15% of those polled admitting they have hit pedestrians while riding – and women (17%) slightly more likely to hit pedestrians than men (13%), according to the survey results.

Interestingly, UK cyclists appear to be an impatient bunch, with almost one third (32%) admitting they have jumped red lights at pedestrian crossings, rather than waiting for the green.

Matt Reid, UK director, comments:

“UK roads are dangerous places and cyclists need to ensure they are safe and prepared at all times, not least when darkness descends, the temperature plummets, and there is black ice and snow on the roads.

“However, it’s not just personal injury that cyclists need to think about. Collisions, even minor ones, can cause significant damage to a bike. We estimate that around 80% of cyclists on UK roads at any one time are not insured, which means if they are in a collision and their bikes are damaged, they could be facing huge bills to have them fixed or replaced.

“Considering that bikes can cost more than £1,000, it is worth considering taking out insurance, particularly for cyclists who really rely on them to travel to and from work every day.

“Public liability cover is too often overlooked, but it’s actually crucial. In the event that a cyclist damages a person, vehicle or property, public liability cover is there to absorb the cost of legal fees or repair work on a damaged vehicle, so the cyclist doesn't have to pay out of his or her own pocket.

"If you hit a pedestrian who then takes legal action as they cannot work due to their injuries, legal fees and compensation could stretch to hundreds of thousands of pounds, so it really does pay to have this type of protection. Specialist bicycle insurance costs as little at £1.99, so it won't break the bank."

– ENDS –

Notes to Editor:
1. polled more than 2,000 UK cyclists, who use their bikes on a regular basis.

2. About

Online insurer Protectyourbubble specialises in gadget, travel, pet, motor and home insurance, and launched bicycle insurance in July 2011.

Protectyourbubble Everyday Bike Insurance starts from just £1.99 per month.

This covers:

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  •     Up to £1milllion public liability cover

Protectyourbubble Adventure Cover starts from £2.99 per month. This cover is suitable for people who use their bike for exploring the countryside on or off road.

Additional benefits include:

  •     Cover in Europe
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  •     Up to £2million public liability cover
  •     Personal accident cover up to £10,000

3. Website:


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Dominic Hiatt
Rhizome PR
020 7851 4757
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