"indie producers need it fast and cheap"
Woodland Hills, CA (PRWEB) March 06, 2012
MovieInsure.com, a website owned and maintained by Brilliant Insurance Services, is now licensed and ready to transact in Washington D.C. Brilliant Insurance Services is a specialty commercial insurance brokerage located in Woodland Hills, CA.
Getting film insurance cheap is the objective of every independent film production. MovieInsure.com makes this easy. According to David Karubian, CEO of Brilliant Insurance Services, “One by one, we are adding on states to transact in”.
Washington D.C. stood out for two reasons. First, David has a brother who lives in Maryland and works at the White House. Second, the amount of quote inquiries increased over the summer and, according to David, “…it’s hard to turn away business…it seems it is very fashionable to film National landmarks, especially in an election year”.
Movie insurance quotes are not very complicated and can range anywhere from $450 to $4500 on a short-term basis, depending on size, scope, and coverage. Typically, productions need to obtain permits and rent cameras or other related production equipment. Additionally, vehicles used in front or behind the camera need coverage as well.
Production Insurance is a broad term that could mean the filming of commercials, music videos, features, short films, documentaries, and infomercials. Most film producers respect the laws and obtain the proper permits, however, there are “indies” that take their chances and shoot “gorilla style”. Typically these renegades are less than professional and could leave the public and the taxpayer with uncovered claims.
The riskiest aspect of filming is the stunts. Each stunt has to be underwritten and the appropriate premium charged. Producers who involve stunts must have adequate control of their perimeter and are encouraged to work with professional stunt coordinators if the stunt calls for it. The tricky part, according to David, is getting workers compensation when stunts are in the film.