Offers New Free Educational Resource to Consumers

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Site Continues Quest to Inform Individuals About the Payday Lending Process

One Hour Payday wants to help consumers regain their financial freedom. announces the addition to its website of a new free informational article entitled “Why Choose Us” that is designed to explain the benefits of payday loans to potential borrowers and highlight reasons why customers should choose the site to meet their loan needs. Payday loans are small, unsecured cash advances that are generally intended for short-term use by individuals who need some financial assistance to get through emergency situations. By offering consumers solid advice and sound guidance on the lending process, helps ensure that consumers borrow loans both responsibly and confidently.

“ wants to help consumers regain their financial freedom,” says spokesperson Larry Vogler. “That’s why we’ve created a series of highly engaging financial articles designed to not only educate consumers about the lending process, but also help them get the loans they need fast. The educational resources posted on our site are free to the public and are sure to keep consumers prepared for the financial decisions involved when taking out a loan. Each article is to-the-point and chock full of up-to-date, pertinent information about loan rates and fees, top loan benefits and tips for maximizing your cash.”

Visitors to the site can learn everything they need to know about one hour payday loans there. Because there’s never any obligation to sign a loan contract, the pressure-free environment is welcoming even to those individuals who are not immediately in the market for a payday loan. The site is built around educating consumers, rather than pushing consumers to sign a loan contract. As a side note: Full disclosures of the payday loan process and terms are available directly from the homepage.

Payday loans are viewed as “fast cash,” but that doesn’t mean borrowers should act too swiftly when deciding whether to submit a loan application or accept a loan offer. Eligibility requirements stand, and all borrowers must be age 18 or older, be either a U.S. citizen or a legal resident, possess a checking account in their own name, and have a job that pays at least $1,000 a month after taxes are deducted. Most loan applications are approved, and loans — which are in amounts ranging from $100 to $1,500 — are generally deposited in borrowers’ checking accounts within minutes; however, in some cases, disbursements require up to 24 hours for completion.

The newly added educational article helps in its continuing endeavor to be a one-stop shop for consumers in search of loan assistance. The site aims to not only connect consumers to loans, but also give those consumers valuable financial advice, important tips and up-to-date information about the loans so they can be as informed as possible.

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Nancy White
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