“Budget For Wealth” Launches Comprehensive Investment Guide Detailing How And Where To Invest

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Personal finance blog, Budget For Wealth, showcases Long Pham’s dedication to financial planning, retirement investing, savings, and frugal living.

Budgeting, frugal living, saving for retirement, wealth building strategy photo

Budgeting, frugal living, and saving for retirement should be at the forefront of everyone's wealth building strategy.

My goal is to lead individual investors back to proven investment strategies through ongoing financial education.

Budget For Wealth, a comprehensive education platform for the individual investor, recently launched their all encompassing investment guide. Following the founder’s concept that “investing should be accessible to everyone”, this guide provides an introduction to investing, an overview of the basic investment vehicle types, a discussion about the advantages and disadvantages of an IRA, and the ins and outs of employer sponsored retirement plans.

Are you saving enough to achieve your financial goals? Are you on track to retire comfortably?

Over the past decade, the personal savings rate of the average investor has plummeted. According to a piece published by CNN in late 2010, the average American is currently saving between 1-3% of their annual income, down 4-6% from the previous decade (Source: http://money.cnn.com/2010/06/30/news/economy/personal_savings_decline.fortune/index.htm). The current savings rate will not allow the average worker to retire comfortably, let alone at all. More than ever before, it is critical that the individual investor takes control of their financial future.

In addition to falling savings rates, uncertain economic conditions, disappearing defined benefit programs, and rising unemployment are contributing to the average household’s financial challenges. Despite these challenges, options are available to build wealth, regardless of an individual’s current economic situation. Budget For Wealth offers insights designed to facilitate investor confidence during these unstable economic times.

When asked about the emphasis of his education platform, Mr. Pham responded by saying, "Budget For Wealth was designed to discuss current investment issues, such as the availability of investing in Koa Wood trees within self-directed IRAs. Ultimately, my goal is to lead individual investors back to proven investment strategies through ongoing financial education."

While Budget For Wealth offers investors a great platform on which to build upon, financial experts suggest that individuals and families partner with a local, qualified financial advisor. Financial advisors can listen to an investor’s financial goals, assess their current financial situation, build a plan that will enable them to arrive at their desired financial destination, and suggest modifications as their client’s needs and situations change.

All in all, Budget For Wealth’s ongoing education and resources empower investors to take control of their financial lives. Through focused dedication and proper budgeting, the average person can achieve their financial dreams.

To learn more about how you can take control of your financial future, begin studying the valuable information available at http://www.BudgetForWealth.com.

About Budget For Wealth

Long Pham, author of Budget For Wealth, started a personal finance blog in December, 2011 to help readers gain insight into the world of financial management and provides information and training on investing, retirement planning, budgeting, and debt reduction. Providing free financial education to readers, the blog promotes living debt free and building wealth through smart choices.


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Long Pham
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