Not everyone is comfortable inputting their personal information into an online form, no matter how short it may be. We want to make short-term loans available to people of all backgrounds.
(PRWEB) April 21, 2012
BadCredit.com, a leader in providing accessible short-term loans, announces the launch of a new “Contact Us” page featuring a 24-hour telephone loan application, making it even easier for working households to get fast access to emergency funds. The new call center is staffed by loan professionals who are ready and able to help borrowers get the best loan at the best rates.
“We recognized there was a need for a human touch in the application process,” said company spokesperson Melanie Devers. “Not everyone is comfortable inputting their personal information into an online form, no matter how short it may be. We want to make short-term loans available to people of all backgrounds. That’s been our mission from the start.”
BadCredit.com is not a lender; rather, the company specializes in connecting consumers with bad credit to its proprietary network of payday loan providers. The requirements for pre-approval are made as inclusive as possible. The prospective borrower need only meet the following criteria:
- Be at least 18 years old.
- Be a U.S. citizen or permanent resident.
- Be employed for at least 90 days consecutively.
- Have an income of at least $1,000/mo. after taxes.
- Have a checking account in their name.
- Have a valid email address and telephone number.
Most applicants can be pre-approved for a loan of $100 - $1,500 in just minutes. Because the borrower’s application is presented to an entire network of reputable lenders, the consumer benefits from increased competition as lenders try to undercut each other’s loan offers.
“Borrowers who choose to use the new 24-hour call center can expect the same great service they received through our online application,” Devers said. “They can still be pre-approved in minutes, without faxing us anything and without anyone contacting their employer.”
BadCredit.com does not require a credit check to pre-approve borrowers for a short-term loan. In fact, the company has built a thriving business on helping cash-strapped consumers of all backgrounds, regardless of a spotty credit history. Lenders in the company’s network can deposit cash into the borrower’s account within one business day — a speed that banks, credit unions and other traditional lenders haven’t been able to match.
Visitors to BadCredit.com can easily access the new 24-hour telephone application by clicking the “Contact Us” link from any page on the site.