From the start, our company has been dedicated to making credit available to people who may have been shut out by traditional lenders.
(PRWEB) April 23, 2012
BadCreditLoans.com, a company whose name is synonymous with providing accessible loans to people of all backgrounds, announces the launch of a new “Contact Us” section featuring a 24-hour call center. An 800 number connects borrowers with professionals who can help walk them through the application process to get the best loan rates.
“From the start, our company has been dedicated to making credit available to people who may have been shut out by traditional lenders,” said company spokesperson Dillon McHale. “Launching a live call center staffed by loan professionals is part of that mission.”
BadCreditLoans.com is not a lender; rather, the company specializes in connecting consumers in search of bad credit loans with its extensive network of payday loan providers. The requirements for pre-approval are inclusive to most households. The prospective borrower must meet the following criteria:
- Be at least 18 years old.
- Be a U.S. citizen or permanent resident.
- Be employed for at least 90 days consecutively.
- Have an income of at least $1,000/mo. after taxes.
- Have a checking account in their name.
- Have a valid email address and telephone number.
Because the loan application is automatically forwarded to an entire network of trusted lenders, the borrower benefits from increased competition as lenders jockey for position with the best interest rates and loan fees. Most applicants can be pre-approved for a loan of $100 - $1,500 in as little as five minutes.
“The new call center will serve as a complement to the online loan application our users are familiar with,” McHale said. “Some people are more comfortable speaking to a loan representative, and not everyone has access to a computer. We want everyone to have an option that works for his or her situation.”
BadCreditLoans.com does not require a credit score to pre-approve borrowers for a short-term loan. Quite the opposite, the company has built its reputation on helping consumers with spotty credit gain access to short-term loans at the same rates as more qualified borrowers. Lenders in the company’s network can deposit cash into the borrower’s account within one business day of being approved for a loan.
Visitors to BadCreditLoans.com can apply for a loan via the new 24-hour call center by clicking “Contact Us” from any page on the site.