the insurance specialists at Gap Car Insurance have provided their customers with some advice on the best ways to keep their payments low
(PRWEB UK) 27 April 2012
Whilst sometimes dismissed as an extra bill on top of car insurance costs, gap cover can actually be a real money saver. A member of their experienced team explains the benefits of the policy and how they plan to guide customers on how to lower their expenses.
"The service is designed to cover the difference between what a car is worth and what is owed. Gap insurance protects owners should their vehicle be the subject of vandalism or theft, or involved in an accident, whilst they are still making payments.Nevertheless, there are certain elements that can see the price of gap cover policies creep up unexpectedly, but we've compiled some advice for our customers on the best ways to keep their payments low."
1. Gap Car Insurance cannot recommend more strongly the importance of not speeding. Whilst most insurers used to ignore a first speeding offence, few these days offer such luxury, and consider all speeding offences to be a risk, raising their prices in accordance. The experts at Gap Car Insurance would also recommend avoiding any distractions such as the use of mobile phones, based on the detrimental effect this can have, not only on insurance costs (especially as this cannot be argued as accidental), but on the health of the driver, passengers and other road users.
2. Attending a speed awareness course can be a great way of proving to prospective insurance providers that a driver is responsible and less likely to be involved in a collision with another driver (therefore making them less likely to make a claim on their gap cover). The team at Gap Insurance work continually to improve their user friendly site, so that their users can find the best policy for their individual needs. Providing their customers with the opportunity to enter relevant information such as additional courses, the company are renowned for their ability to provide users with an accurate quote from a vast number of reputable companies from across the country.
3. The professionals at Gap Car Insurance suggest that their clients only get insurance for what they are sure they need. It sounds simple, but the team are keen to stress the importance of seeking the right type of gap cover for your personal circumstances, in order to avoid unnecessary costs. There are three main types of protection, and these are Finance Gap, RTI Gap and VRI Gap. Each is created with specific needs in mind, for example, anyone purchasing new or nearly new motors would likely be recommended VRI Gap protection (Vehicle Replacement Insurance). This is because VRI saves its drivers money by covering the difference between the vehicle’s market value and the cost of replacing the vehicle with an equivalent model.
Gap Car Insurance was established with a view to informing customers about the different types of gap car insurance and allowing them to compare insurance prices quickly and efficiently. The trusted and approved agency offers instant quotes, directly to the customer, from hundreds of companies across the country.