Foremost Insurance Group answers the “What If’s” of Boat Claims.

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Boats are for riding the waves, soaking up the sun and reeling in that big catch. Boat owners don’t have to worry about what will happen to their boat if they have an unexpected accident, they want to be one with the water. While it’s true that boat accidents are less common than home accidents, the bottom line is when a boat accident happens, the right coverage is important.

Boats are for riding the waves, soaking up the sun and reeling in that big catch. Boat owners don’t have to worry about what will happen to their boat if they have an unexpected accident, they want to be one with the water. While it’s true that boat accidents are less common than home accidents, the bottom line is when a boat accident happens, the right coverage is important.

“Some boat owners may not understand the importance of getting boat insurance. A boat is a commitment of time and money,” says Brad Seeley, Foremost® marine product manager. “A boat is a big investment to put at risk when a typical homeowners policy usually won’t adequately cover the boat.”

What could happen if you don’t have boat insurance? Foremost Insurance Group offers answers for the “what if’s” of boat claims:

-What if your boat hits another vessel and sinks to the bottom of the lake?
A specialized boat policy can provide coverage for towing, recovery, pollution cleanup, and repair or replacement.

-What if my boat is in an accident and is considered a total loss?
With a Foremost Agreed Value Boat Policy, you receive the amount agreed upon in the event of a total loss. The amount isn't depreciated so you know what you will get.

-What if your boat is docked and theft occurs on board, with fishing poles, clothing or coolers stolen?
A Foremost Boat Policy provides protection for your personal property. This way you can take your personal items with you on the water.

-What if another boat that doesn't have insurance causes damage to your boat?
A Foremost Boat Policy provides an uninsured boat option that covers you in the event the person at fault is not insured.

Foremost wants you to be safe during all your own adventures. To learn more about Foremost products or to share feedback, visit http://www.Foremost.com, our blog at blog.foremost.com, our Facebook page at http://www.Facebook.com/ForemostInsurance or our Twitter page at http://www.Twitter.com/Foremost.

A part of the Farmers Insurance Group of Companies®, Foremost Insurance Group ("Foremost") has been a leader in personal lines insurance since 1952. Foremost is headquartered in Caledonia, Michigan. Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Financial Services Group. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries. For more information about Farmers, visit http://www.Farmers.com, or http://www.Facebook.com/FarmersInsurance.

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Noelle Kimble
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