West Fargo, ND (PRWEB) May 09, 2012
Purchasing a home is one of the largest financial decisions that people ever make in their lives. This can be a very stressful and difficult decision to make, which is why Family Life is pleased to offer housing counseling to their clients. Housing Counseling and Education can assist people in making the best possible choice when it comes to choosing their home. During the Housing Counseling process, clients considering the possibility of purchasing a home will be counseled by one of Family Life’s certified home-buyer education counselors. Their counselors work with each client to establish a working budget while assessing the client’s debt load and possible obstacles.
Family Life Credit Services is offering First-Time Home-buyer Education workshops which will be offered on a monthly basis. These eight-hour workshops are held over two evenings and are followed by a one-on-one Housing Counseling session with one of their certified home-buyer education counselors. During the workshop, area professionals in the housing industry present on their areas of expertise, with topics including: Finding a Realtor, Homeowners Insurance,
Finding the Right Mortgage and Home Inspections.
There is more than just education that will come out of these courses as many communities offer incentives for completing a home-buyer workshop and/or housing counseling, such as down payment and closing cost assistance, as well as below-market interest rates guaranteed by the government. Many of these funding programs are only available if people attend and complete a certified home-buyer education workshop. To register for a free home-buyer education workshop call (800) 747-9307 or visit http://www.familylifecredit.org/housing-counseling for more information.
About Family Life Credit Services
Family Life Credit Services (http://www.familylifecredit.org) is nationwide nonprofit Christian Family Counseling agency founded in 1986. They were incorporated as Family Life Services Inc., D.B.A. Family Life Credit Services in 1989 and are currently located in West Fargo, North Dakota.
Family Life Credit Services is an organization of Christian credit counselors who provide confidential biblical Christian debt counseling help for individuals and families who have found themselves in financial crisis. Family Life Credit Services helps these people by analyzing their budget, discussing all the options they have including self payment, debt consolidation program, bankruptcy, personal loans, etc. They do all of this without making any personal judgments about clients the circumstances leading up to their situation. Family Life is not a loan company, nor do they file bankruptcy claims.
All of the counselors at Family Life Credit Services are certified through an independent agency and are required to complete 20 continuing education hours every two years. All of their counselors are highly compassionate and understand that during life’s journey, people often travel through some rough patches. They understand that although some of these rough patches are self-inflicted, other circumstances are completely out of anyone's control. Many of Family Life’s credit counselors have been there shoes before and they know what it’s like to have creditors calling. Through their own experiences and their education, one can be sure that they will listen and do what they can to offer assistance, relief, and direction.