Pittsburgh, PA (PRWEB) May 10, 2012
Advantage CCS has recently been licensed and approved by the great states of Mississippi and Missouri to offer free expert credit counseling and debt management services to consumers located in these two states. Advantage CCS is a non-profit 501(c)3 organization who assists consumers through free and confidential credit counseling, debt management services, various community education presentations, bankruptcy education classes, and outreach programs.
During a traditional credit counseling session, a certified counselor works with the consumer to create a budget and can recommend, if appropriate, some debt relief options that could work for them. The certified credit counselors at Advantage CCS provide free and confidential credit counseling services and they can work with the consumer’s creditors to try and reduce the minimum monthly payments. They may even be able to make late fees and/or over-the-limit fees disappear. There’s also the possibility of reduced interest rates, depending upon the creditor.
The 23 states in which Advantage CCS is able to provide credit counseling: Alabama, Alaska, Arkansas, California, Florida, Georgia, Hawaii, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Dakota, Tennessee, Texas, Washington, West Virginia, and Wyoming.
Advantage CCS is also able to offer bankruptcy counseling services and bankruptcy education to the following states: Alaska, Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
“With the addition of Mississippi and Missouri to the list of states in which Advantage CCS provides credit counseling and debt management services, it continues to move forward in its long term strategy to be a nationwide provider of financial education and assistance to financially troubled individuals. We look forward to servicing these individuals in Mississippi and Missouri.” said Advantage CCS President and CEO Stephen J. Piotrowski. He also went on to say, “The Agency is here to help any consumers who have fallen on hard times and who need help managing their finances, budgets, and unsecured debts.” Advantage CCS has helped over 3,350 consumers through their credit counseling services in 2011 alone. The Agency is determined to exponentially increase that number for 2012.
About Advantage Consumer Credit Counseling Service, Inc. -
Since 1968, Advantage CCS has been educating and counseling consumers about budgeting, personal financial management and the responsible use of credit. ACCS's services help to financially empower individuals, bettering their lives; increasing family stability; improving workplace performance; and ultimately benefiting the entire community. The Agency offers financial education workshops, free credit counseling sessions, housing counseling, debt management programs, bankruptcy counseling and bankruptcy education classes in numerous US states. For more information on additional services, class schedules, and educational materials please visit http://www.advantageccs.org or call toll-free (866) 699-2227.
Advantage CCS is accredited by the Council on Accreditation (COA) and are members of the Better Business Bureau (BBB) of Western PA. The Agency has been designated a certified comprehensive housing counseling agency by the U.S. Department of Housing and Urban Development (HUD). Advantage CCS is also a proud member of the National Foundation for Credit Counseling (NFCC), which is the umbrella association for over 150 credit counseling agencies nationwide.