Study States Dogs Should Be the Most Insured Pets

Share Article

A new study by has named the pets that need insurance most, based on pet owner surveys, pet insurance rates, natural health traits, and population. The number one pet most likely to require veterinary care is “man’s best friend” the dog, despite an Animal Pet Products Association National Pet Owners Survey revealing a higher number of total cats than dogs as pets.

The study looked at information based on three factors: insurance costs, pet health risks, and population. Insurance rates were compiled from the ASPCA. All natural health traits, such as allergies, deficiencies, and other pet specific traits were included in this data set. Information from the ASPCA, PETA, and American Pet Products Association we used to determine the costs involved with certain pets. Pet ownership costs were determined by the American Pets Product Association.

As expected, dogs cost the most due to the rise in purebred dog costs, as noted by PETA. Jeff Crews of emphasizes that the concept of pet insurance can be complex. "When it comes to pet insurance, one must take into account all the factors involved. If your pet is known for having certain medical problems, then paying for pet insurance could save you a considerable amount in the long run.”

Here’s a few excerpts we thought stood out:

  • The ASPCA estimates the minimum annual medical costs for the average dog to be $235 with no serious emergencies, while costs for cats are approximately $160 annually.
  • Exotic pet insurance covers the majority of non-standard pets, and costs tend to be low, with the potential to save you a bundle!
  • The AVMA estimates that dogs’ veterinary visits (2.7 on average) are more frequent than those required for cats (2.4) within a year.

The report for this study can be found at

About is a leading online provider of news and information about every type of insurance, including pet insurance, health insurance, life insurance, and auto insurance. The site lets consumers quickly find relevant information on all types of insurance and provides free insurance quotes. Visit us on the web at:

Share article on social media or email:

View article via:

Pdf Print

Contact Author