MyPaydayLoans.com is committed to improving the financial situations of consumers around the country.
(PRWEB) May 13, 2012
MyPaydayLoans.com has created a new payday loan application method for non–Internet users. Its new loan application phone line opens access to payday loans for customers who do not want to give their personal and financial information over the Internet and prefer to speak to a live representative to complete their application. The phone line has also been designed for individuals who might normally like to apply online but are unable to do so because of lack of Internet access. Customers can find the new 24-hour phone number on the site’s “Contact Us” page.
“MyPaydayLoans.com is committed to improving the financial situations of consumers around the country,” says MyPaydayLoans.com spokesperson Ron Miller. “The addition of our new application phone number provides an opportunity for individuals who in the past might have been without options to now get access to our helpful loans, and the money they need to cover emergency expenses.”
As is the case when applying for payday loans online, consumers applying for payday loans via the new phone number do not need to put up any collateral or present any credit score. Most borrowers can receive their payday loan, which is deposited directly into their checking account, within 24 hours of it being approved, and in many cases they can get it within minutes. Loans ranging from $100 to $1,500 are available, and the lenders that work closely with MyPaydayLoans.com determine the specific loan amounts that individual borrowers can get. Generally, customers must repay their loan by their next payday, and repayment is done in an automatic, electronic fashion for the sake of customer convenience.
To qualify for a loan, customers must be at least 18 years of age, a citizen or legal resident of the U.S., currently employed with no less than 90 days on the job, and earning an income of at least $1,000 per month after taxes. When applying by phone, customers must provide their checking account information, home and work phone numbers, and a valid email address to the representative that they speak with. Loan applicants must use a checking account that is in their name. In some cases, lenders may allow borrowers to use their savings account to apply for a loan if they do not have a checking account.
MyPaydayLoans.com has introduced its new loan application phone line with the hope that it will allow the company to better serve its customers' financial needs and will enhance its relationship with consumers across the nation.