Flagstaff, AZ (PRWEB) May 15, 2012
Manufactured Home Insurance Professionals reminds mobile home owners to review their current policies to ensure that they have the best coverage available in the marketplace. “Many Manufactured Home Owners still buy their Insurance policies with traditional Home Insurance companies, many of whom do not provide specialized mobile home coverage”, stated Derek Kartchner, with specialty insurance provider MH Insurance Professionals, a division of International Insurance Group, Inc. (http://www.iigins.com).
Some of the specialty Mobile Home insurance coverages available via http://www.iigins.com include:
Flood Coverage- Flooding can happen almost anywhere, and the majority of traditional home insurers exclude Flood coverage. Unlike a regular Homeowners policy, the policies offered by IIG offer Flood as a coverage option as part of the Mobile Home policy in most locations.
Replacement Cost Coverage on the Mobile Home and Contents- many traditional Home insurers value Manufactured Homes on an "actual cash value" basis in the event of a loss. "Actual Cash Value" loss settlement is akin to Kelly Blue Book value on a car...in the event of a loss, a Mobilehome Owner with a policy that includes this option would get only the current market value of the home...not the cost to replace the Manufactured Home. IIG's policy includes Replacement Cost options on both the Mobile Home and Contents. "In the unfortunate event of a claim, because our insurer's specialize in the Manufactured Housing industry, our customers can rest assured that our adjusters understand the unique needs of Mobile Home Owners" stated Nate Watson, CEO of IIG.
Other Structures- IIG's policies can provide coverage for other structures, such as garages, carports, sheds, and also provide coverage for awnings.
The MH Insurance Professionals encourage Manufactured Home owners to review their current policies to determine if these coverage options are included.
For more information, or to obtain a quote, consumers can visit http://www.iigins.com.