West Perth, Western Australia (PRWEB) May 31, 2012
In supermarkets and department stores throughout Australia, people are noticing an increase in the market prices of commodities on a nearly weekly basis. This is affecting consumer’s finances- hard. The state of the economy is changing the way people plan budgets and how they shop. The increasing prices are also causing utility services to increase. Many people are having a difficult time keeping up with the rising costs of necessities and are starting to consider means of acquiring extra cash. Fortunately, consumers who are being affected with these economic changes can turn to Cash Train, located in West Perth, Western Australia.
Cash Train is part of First Stop Money Ltd., which is one of the leading short term loan lenders in Australia today. Established in 2009, First Stop Money Limited has quickly risen to the top tier of payday loan providers. This can be attributed to the company’s strict adherence to the National Consumer Credit Protection Act of 2009 and its “responsible lending” concept.
Responsible lending is what makes Cash Train stand out from its competitors. If, at any point, Cash Train feels that an individual will have a difficult time repaying a loan, the company takes every effort possible to ensure the individual will not be dealing with long term debt. A payday loan is intended to be used as a short term fix. Cash Train does not lend money irresponsibly. If someone has a problem repaying a loan, Cash Train will work with them so that no additional stress is financially placed on that individual. Cash Train is a member of Credit Ombudsman Service Limited, which provides a free service to consumers to aid in any disputes if they arise.
With the safety of a responsible lender coupled with the dispute resolution services provided by Credit Ombudsman Service, many people have already taken advantage of this opportunity to have extra cash on hand by getting a cash advance loan from Cash Train. Certain events can happen at the least inopportune times, making it especially difficult for those who already live pay-cheque to pay-cheque. Knowing that a short term cash loan is easily available to apply online is a comforting thought to many Australians who worry about facing what seems like the inevitable in the future.
To apply for a payday loan, an individual needs to meet specific requirements. The minimum requirements are employment, to be at least 18 years of age, and a permanent resident of Australia. The online application can be found at http://cashtrain.com.au and is easy to complete in just a few minutes. If approved, the money can be transferred the same day. Potential customers can find out if they qualify by going to the “how to qualify” page of the website. For anyone who is already living on limited funds, it is a good idea to see if they meet the qualifications for a Cash Train short term loan in advance of any financial hardship.