St. Johns Insurance Agency Helps Local Community Weather Hurricane Season with Windstorm Insurance

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Ponte Vedra Beach, Florida (PRWEB) June 02, 2012

As Florida residents brace themselves for the start of hurricane season on June 1, local agents at St. Johns Insurance Agency are spreading the word about how people can wind-proof their homes. They also want to raise awareness for the availability and benefits of the flood coverage and windstorm insurance that residents should all obtain.

The team at St. Johns Insurance Agency wants all homeowners to know that standard home insurance policies may not cover damage related to hurricanes and floods. In addition to obtaining flood and windstorm insurance, the following are several ways in which residents can protect their homes:

• The most common types of wind damage include unhinged doors, broken windows and lost roof shingles. Properly installed sheathing is less likely to rip off, so homeowners should hire a roofer who is known for following building codes. People who replace their own windows and doors should make sure that they use impact-resistant laminated glass and either solid wood or hollow metal doors. Using at least three hinges and a deadbolt safety lock can provide further protection.
• Remove all lawn furniture and outdoor items from the yard so that they will not blow around and possibly cause damage to nearby homes.
• Many times, hurricane-related home damage begins with the garage. Residents should ensure that their garage doors are impact resistant, or have them reinforced by a contractor.

Even with proper insurance, residents can take simple measures now to protect their homes from hurricane-related damage for years to come. Those who want to learn more about how to fill the gaps in their homeowners insurance coverage with flood and windstorm insurance can consider seeking a local agent, such as one at St. Johns Insurance Agency, who is an expert in hurricane-related insurance plans and claims.

About St. Johns Insurance Agency:

St. Johns Insurance Agency is an independent Florida insurance agency dedicated to providing top rate personal insurance coverage all over the Sunshine State. As an independent insurance brokerage, St. Johns Insurance Agency has access to many insurance carriers, allowing the coverage provider to offer the best rates throughout Ponte Vedra Beach, Orlando, Jacksonville and beyond!

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