Sniffing Out the Truth: Petplan Debunks the Top 5 Myths about Pet Insurance

Share Article

America’s No. 1 pet insurance provider pulls back the curtain on popular pet insurance myths, from “it doesn’t pay” to “it’s too expensive”.

News Image
Thanks to the vision, determination and hard work of a handful of passionate people, there are options available today that simply weren’t available a decade ago.

There’s been a lot of bark around the park lately about the rising costs of veterinary care, and whether or not pet insurance can help – it’s enough to put you in a tail spin! To help clear things up, Petplan, America’s No. 1-rated pet insurance provider, offers insight and information to keep pet parents from going “barking mad” with all the conflicting information!

“All pet insurance is not created equal,” says Natasha Ashton, Co-Founder and Co-CEO of Petplan. “But thanks to the vision, determination and hard work of a handful of passionate people, there are options available today that simply weren’t available a decade ago.”

Ashton explains, “Ten years ago, when we first looked into pet health insurance plans for our cat, Bodey, we were shocked at what was available. The experience inspired us to do something better, and we became determined to offer truly comprehensive accident and illness protection to U.S. pet parents at a better value and with more flexibility.”

Driven by the leading-edge changes Petplan introduced to the market six years ago, the pet insurance market has been transformed, and there are now policy options available that match the health needs of our pets. To help pet parents sniff out the facts from the fiction, Petplan has debunked the top five myths about pet health insurance today.

Myth: “It’s too expensive.”
Actually, pet health insurance is very affordable. In fact, Petplan’s average policy averages around $1 a day – about the same as a cup of coffee – putting it within reach of most pet parents.

Myth: “Pet insurance doesn’t cover anything.”
Before Petplan entered the market in 2008, pet insurance plans didn’t really offer coverage pet parents needed, and none covered genetic conditions, like hip dysplasia. Worse yet, most providers wouldn’t cover a chronic condition, like diabetes for example, when the policy renewed. Petplan changed all of that by becoming the first provider to offer full coverage for all hereditary, congenital and chronic conditions as standard, and offering a Covered for LifeTM guarantee. Today, many pet health insurance providers are changing their products to catch up with Petplan’s innovative product offerings – which means more pets get better protection when they need it most!

Myth: “I’d be better off setting money aside each month in a pet emergency fund.”
The concept of having a personal fund for your pet’s health is a nice idea. But it’s impossible to predict when a pet might need unexpected veterinary care – or what it might cost. In fact, Petplan data shows that every six seconds, a pet parent is faced with a vet bill for over $1,000. And one out of every three pets requires unexpected care each year. Given that, you may need to tap into your pet’s fund before its had time to grow enough to cover the veterinary bills. Most people can budget for a monthly premium, but not everyone can budget for unexpected emergencies. That is when pet insurance can be, quite literally, a lifesaver.

Myth: “My pet is too old for pet insurance.”
While it’s true that some pet insurers do not offer coverage to pets over a certain age or have restrictions on what coverage is available to older pets, others do not. Petplan offers full coverage to any dog or cat over the age of 6 weeks, with no upper age limits, anywhere in the U.S. (In fact, there’s currently a 23-year-old cat and a 19-year-old dog in the Petplan family!)

Myth: “I don’t need insurance – my pet is young and healthy, and I take good care of her!”
Taking good care of your pet will help put them on a path to a healthy life, but you can’t always see the bumps in the road. In fact, Petplan claims data shows that dogs under the age of one are 2.5 times more likely to need an unexpected visit to the vet than older pets. In many cases, those visits are for everyday issues like upset stomachs, allergies, ear infections, lameness and urinary tract infections. Those are all on Petplan’s top-10 list of most-claimed for conditions, along with more serious things like cancer, foreign body ingestion and cruciate ligament tears. The average veterinary bill for an ear infection is more than $400! And while that may not seem huge, when you consider the fact that data shows you’re more likely to make a claim on your pet insurance than any other type of insurance, it’s easy to see how it can add up quickly!

For more information on Petplan pet insurance policies and coverage, or to get a free instant quote, visit

Top-rated pet insurance provider, Petplan, is the only pet insurance company to have been included on Inc. Magazine’s list of 500 fastest-growing, privately held companies in America. Petplan’s fully customizable dog insurance and cat insurance policies provide coverage for all hereditary and congenital conditions for the life of the pet as standard, and meet the coverage requirements and budget for pets of all/any age. Petplan policies are underwritten by AGCS Marine Insurance Company, a member of the Allianz Group, rated A+ by A.M. Best (2010). For information, about Petplan pet insurance, visit, read the Petplan Pet Insurance Blog, or call 1-866-467-3875.

Share article on social media or email:

View article via:

Pdf Print

Contact Author

Sara McMillan

Bill Tierney
Brian Communications
Email >