Finding Insurance Benefits after a Storm: How a Newly Replaced Roof Could Lower Homeowners Insurance

When insurance companies replace a damaged roof they are providing a service for both parties involved. Nashville insurance agent, Royce Williams, reveals to Nashville homeowners the extra benefits that come with a new or replaced roof.

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Royce Williams Agency

Quote startIt’s fairly simple, a new roof goes up - your premium goes down.Quote end

(PRWEB) June 20, 2012

Most Nashville homeowners have come to expect harsh weather beginning in late spring and into early summer. Royce Williams Agency reports that when an insurance company replaces a roof due to weather damage that new roof could possibly help lower premiums on homeowners insurance. New shingle designs have led to more resistant roofing that is able to hold up against higher winds. These stronger roofs can help lower insurance risks.

The hail storms that passed through Middle Tennessee this March and April alone cost anywhere for hundreds to thousands in roof and property damage. In most extreme cases a roof will need to be completely replaced. In these instances insurance companies are going to choose a roof made from higher quality materials, guaranteed to hold up against stronger weather. Most new roofs are constructed with heavier, architectural grade shingles. The weight of these shingles makes them more durable and also provide an extra defense against warping. A Nashville home with improved roofing equals less risk for the insurance company and usually results in premium discounts for Nashville homeowners insurance.

“What many homeowners don’t realize is that when a new roof is installed by an insurance company they are actually lowering their own risk,” said Royce Williams. “These aren’t hidden savings. We want people who insure with us to have all the information they need to properly safeguard their homes and save money. It’s fairly simple, a new roof goes up - your premium goes down.”

Royce Williams suggest homeowners who have had to replace their roof due to storm damage, or those who have recently purchased a new home speak to their insurance provider about the possible savings connected to their new home covering.

For more information on the different types of coverage offered contact Royce Williams at, 615-356-4800.


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