Jupiter, FL (PRWEB) June 29, 2012
Tropical Storm Debby left a path a destruction after passing through Florida. damage is present or one suspects storm damage it needs to be addressed. According to Greg Roover, a Florida Public Adjuster and the President of Claim Concepts there are 3 vital steps to take after the storm:
1. Document and Photograph your damages. Prior to doing any work document the damages by taking several photos of the damaged areas, close ups and overviews are recommended. If planning on doing any of the work prior to the adjuster visiting the property be sure to let them know and set aside the debris for the adjuster to inspect.
2. Protect your Property. All policies require the insured to mitigate further damages to the insured property. If the roof is leaking, get a tarp. If the property is flooded, hire a water extraction company. Let the insurance company know what is going on but do not wait on the insurance adjuster to handle these emergency services. However, be careful who to hire. With storms come unscrupulous contractors trying to cash in. Try to get a referral for a reputable contractor in the area or at the least do some research prior to hiring someone.
3. When questioning whether to file a claim or not, file it. Many claims that are not filed in a timely manner encounter problems 1, 2, or 3 years down the road and the late filing makes it that much more difficult to resolve. Often times policyholders are afraid to file a claim but in cases where the damage is caused by a natural event and not something caused by the insured it should not be held against them.
As a property owner, handling an insurance claim without assistance can become an emotional and time consuming affair. The insurance company will send out their adjuster that is paid and trained by the insurance company on how to handle claims, who's best interest do you think they have in mind? The only type of adjuster that is licensed to exclusively represent the policyholder in the event of a loss is a Public Adjuster. Aside from relieving many headaches associated with handling ones own insurance claim, a good public insurance adjuster will most likely be able to recover additional money for the loss that far exceeds the small percentage they will charge.
About Claim Concepts:
Claim Concepts is a Public Adjusting Firm assisting Home & Business Owners through the claim process in order to obtain a fair settlement. Claim Concepts public adjusting services are available throughout the State of Florida and Georgia.
The President of Claim Concepts, Inc. is Greg Roover, a licensed Florida Public Adjuster. Mr. Roover has utilized experience working on behalf of insurance companies to now exclusively assist policyholders in recovering full and proper compensation for their losses.