UpgradeUSA Debuts to Help Consumers Build Credit Through Innovative Online Laptop Payment Plans

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Online-Only Service for Immigrants, Students, Post-Bankrputcy, Underbanked Consumers Looking for a Chance to Build Credit; Laptop Payment Deals are Winning Customers in California, Florida, New York, Texas

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UpgradeUSA is a new service that helps people build credit through laptop payment plans.

"We’re helping a wide variety of people, from entrepreneurs to community college students, from people who have gone through bankruptcy to new U.S. residents," said UpgradeUSA CEO Jon Weisblatt.

UpgradeUSA, a new business formed to help U.S. consumers establish or rebuild their credit through online-only laptop payment plans, today announced availability of its services in California, Florida, New York, and Texas. UpgradeUSA offers consumers the ability to make monthly payments on high-quality new and refurbished laptop computers, and the company reports customer payment histories to all three major credit bureaus every month.

“When credit tightens like it has in this economy, many consumers suddenly find that they have less access to traditional in-store financing as they shop for computers that they need for home, work, or school,” said Jon Weisblatt, Founder and CEO of UpgradeUSA. “We have created a program that makes it easier for people to afford the latest mobile computer technology with fair, affordable payment plans, and our program provides the added benefit of helping them build and improve credit with each payment.”

The UpgradeUSA leasing program delivers a new choice to consumers in the online marketplace, providing an affordable quality alternative to traditional rent-to-own, in-store or in-house financing, layaway, or “bargains” found on late-night television commercials.

UpgradeUSA offers a leasing experience that is among the most flexible in its industry:

  • Customers are able to initiate and complete their entire transaction online,
  • Customers decide how long they will lease following state-specific minimum terms,
  • Early payoff terms are among the best in the industry,
  • Monthly payment amounts are straightforward and do not vary based on credit score or pay day,
  • Every payment is reported to all three credit bureaus, regardless of how long customers lease.

Everyone Can Benefit From Better Credit
Having good credit is critical for people looking to get the best interest rates on big-ticket items such as mortgages and car loans. UpgradeUSA is designed to help a qualified segment of consumers -- including people with no credit, such as students, legal immigrants or others considered to be “underbanked” -- take a first step towards building a good credit history.

"We’re working with a wide variety of people, from entrepreneurs to community college students, from people who have gone through bankruptcy to new residents to the U.S.," Weisblatt said. "We believe in offering an incredible value for the service we provide, and unlike many other payment plan companies, we treat our customers with the respect they deserve."

The company offers consumers a selection of new and refurbished laptop computers from brands consumers know and trust such as Dell, Apple, HP and others, and all computers carry a warranty.

How People Can Qualify
To participate in the program, interested people should:

  • Visit UpgradeUSA.com
  • Click on the “Apply Now” button and complete a short, 2-minute application on a secure site
  • Expect an email response within one business day

After approved customers make their first payment and schedule subsequent monthly payments, UpgradeUSA ships the computer that the customer ordered. Customers can make and schedule all payments securely online via debit or credit cards.

About UpgradeUSA
UpgradeUSA helps solve a leading question for a growing number of U.S. consumers: How do I build credit? The company addresses this through the online leasing of new and refurbished mobile computers, with each monthly customer payment reported to all three major U.S. credit bureaus. Customers can choose to end their lease and return their computer at any time after a few months, or can purchase it early at any time during the lease process, with no penalty. Our program is available in a growing number of states across the U.S. UpgradeUSA is privately held and is headquartered in Austin, Texas.

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