Health Insurance Co-Ops May be Solution to Health Care Reform Division

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Americans have been scrambling for more information about health insurance since President Barack Obama announced his plan for massive healthcare reform. A new study by finds health insurance cooperatives (co-ops) could provide a resolve between the largely divided American people.

With the monumental passing of President Obama’s Health Care Reform Bill in Congress, a new study by finds health insurance cooperatives (co-ops) could provide a resolve between the largely divided American people.

According to the study, a co-op healthcare system is the opposite of the traditional, for-profit healthcare companies where the board of directors is elected by the members. The board of directors also consists of members. This type of democratic healthcare system ensures that every member has a voice.

A co-op healthcare system would also focus on low-cost care, preventative care and the use of generic medications. A large emphasis on the use of locally-produced medicine and local pharmacies would be seen as well.

Several notable quotations from the study include:

While free enterprise is encouraged in the US, there is a big problem with public healthcare providers: their insurance is very expensive.

The biggest difference between co-ops and publicly owned health insurance providers involves who is actually running the insurance company.

Perhaps the greatest potential benefit from the introduction of health insurance co-ops throughout the country is the end of the dangerous monopolies that are threatening to make affordable health insurance beyond easy reach.

Cooperative programs have worked well in other industries such as electricity, natural gas, and even dairy products.

By emphasizing education and preventative medicine, members of cooperative healthcare programs will have fewer health-related problems as they age.

To read the complete study about Health Insurance Co-ops, visit

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Dave Leonard
Phone: 888-307-5280
Fax: 813-830-7219

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