In creating the Office of Immigration Network, we intend to provide a clearer understanding of pre existing condition coverage choices for elderly Indian parents in response to the increasing questions from our membership.
Orlando, FL (PRWEB) July 11, 2012
India Network Foundation, a non-profit US based sponsor of visitor health insurance in the USA, announced the formation of the Office of Immigration Network to assist recently immigrated elderly Asian Indian parents obtain health insurance with pre existing conditions. US citizens or legal residents previously given a denial of coverage due to pre existing conditions now have access to coverage via a Federal program. Retired immigrants with diabetes or high blood pressure or any other medical condition that do not yet qualify for US citizenship may be eligible for limited pre existing condition coverage from India Network Health Insurance.
Professor KV Rao, India Network Foundation founder commented, “In creating the Office of Immigration Network, we intend to provide a clearer understanding of pre existing condition coverage choices for elderly Indian parents in response to increasing questions from our membership."
US citizens or residents diagnosed with diabetes, high blood pressure and other heart conditions are denied coverage by major insurance companies such as AETNA, United Healthcare, Assurant or Blue Cross and Blue Shield. Immigrants who came later in their life to the USA to join their children, likewise, face a denial of coverage.
The Affordable Health Care for America Act of 2010, i.e., ObamaCare, provides those US citizens and legal residents with pre-existing medical conditions to enroll in Federal health insurance plan. There are several conditions to meet eligibility requirements with the federal plan:
- United States citizenship or reside here legally
- Must be without health coverage for at least the last six months before applying
- Must have a pre-existing condition or have been denied coverage because of a health condition
The Office of Immigration Network staff will assist individuals to identify the appropriate pre existing condition coverage available for their specific circumstances. If eligible for the Federal plan, the office will assist in completing the application process. India Network can help evaluate the denial of coverage and issue a letter if found eligible in support of an application.
The Federal insurance plan premiums are established by age, not by medical conditions of the individual enrollee and will vary by state. For example, the premium for a 50 year old is $428 per month with $2,500 out of pocket maximum per year in California. In comparison, visiting parents age 50-59 have access to pre existing condition emergency coverage from $186 per month with the Comprehensive Coverage from India Network Health Insurance.
Professor KV Rao added, “The pre existing condition coverage from India Network is significantly less expensive for individuals age 50 and older in comparison to the Federal pre existing coverage plan. With the growing membership and enrollment, we fully expect to maintain the highest level of benefits possible for temporary residents from all countries.”
Recent immigrants that wish guidance in selecting health insurance with pre existing condition coverage may contact India Network at 877-204-0222.
About India Network Foundation
India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products sponsored by the foundation are administered by India Network Services and underwritten by Chartis Insurance, an American International Group (AIG) Company.
For more information visit http://www.indianetwork.org
About India Network Health Insurance
India Network Health Insurance is a US based company that administers visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are underwritten by The Insurance Company of the State of Pennsylvania, a member of Chartis Insurance. Visitor medical plans are offered for all age groups with both fixed coverage, comprehensive coverage and with pre existing condition coverage.
For more information visit http://www.kvrao.org