Nocito Benefit Insurance Services, a California-based insurance agency specializing in health and life insurance, has a few helpful hints to get new couples started off on the right track.
Carmichael, California (PRWEB) July 18, 2012
The summer months are the most popular time for engaged couples to tie the knot. With so many details to worry about when planning a wedding, many engaged couples forget about important insurance-related tasks they will need to take care of when starting their married lives together. Along with legal name changes, filing taxes and combining finances, newlyweds must consider how they want to handle insurance for their future.
Nocito Benefit Insurance Services, a California-based insurance agency specializing in health and life insurance, has a few helpful hints to get new couples started off on the right track:
- Newlyweds may have California employee benefits through their jobs. If so, it could save money to do a little bit of math and see if both should be on the less expensive health insurance plan. Depending on how much employers cover, it may or may not be cost effective to be on a family plan. Remember, even if it doesn’t seem worth it to be on the same plan when first getting married, it may be necessary to revisit this discussion when deciding to have children.
- Newlyweds should consider life insurance. Think of it this way – If a spouse passed away right now, would the other be able to financially survive without that income? If the answer is no, it’s important to seriously consider life insurance and not rely solely on the group life insurance offered through employment as it may not be enough to cover the mortgage, lost income, and funeral costs.
- It’s important to remember to add your new spouse as a beneficiary on all life insurance policies, including group life insurance policies offered through an employer. When a person gets remarried, for example, an old spouse may still be named as the beneficiary.
Nocito Benefit Insurance Services is committed to offering couples comprehensive dental, vision, medical, and life insurance in addition to offering employers group benefits at competitive rates. Getting married in the summer months is an exciting time, a new beginning, and it’s important to make sure the ones you love are protected.
About Nocito Benefit Insurance Services:
Nocito Benefit Insurance Services (NBIS) was established in 2001 by insurance veteran, Vincent Nocito, who prides himself on building his business on strong morals and integrity. Through the years NBIS has perfected their craft and now offer a variety of life and health coverage throughout the entire state of California as well as Nevada. The goal of NBIS is to provide their clients with the best possible service, consulting and timely solutions that provide value.