Cycle Insurance can be very important, if a cyclist is involved in an accident it can support third party property or personal injury claims
(PRWEB UK) 30 July 2012
With the Olympics raising sport awareness and prompting cyclists to get back on their bikes, the Cycle Insurance team have put together the following tips to help keep cyclists safe.
Cycling is an enjoyable sport or hobby enjoyed by hundreds of thousands of people every day. As well as being fun, it is important to be safe, as it is an unfortunate fact that a number of cyclists are involved in accidents or are killed on the roads each year.
This is a vital piece of equipment that can save lives in an accident. Although not required by law, a cycle helmet can significantly reduce the chance of head injury if involved in an accident or just falling off the bike. Remember that helmets are designed to be a one use only piece of safety equipment, so after any fall (especially if the helmet hits the ground) be sure to replace the helmet before cycling again.
The chosen helmet should meet the British Standard (BS EN 1078:1997) and fit well. It should be securely fastened by straps, with only enough room for two fingers between the chin and the strap.
Luminous or fluorescent clothing is important when cycling as it helps to increase a cyclist’s visibility to other road users in daylight, poor visibility, and especially at night. Reflective clothing and/or accessories, like a belt or arm/ankle bands are essential in the dark.
If luminous of bright clothing is not worn, it can sometimes be very difficult for motorists to see a cyclist, and they may be involved in a serious accident.
Lights & Reflectors
When cycling at night or in weather where visibility is poor, it is a legal requirement to have the correct lights & reflectors fitted.
All cycles should have:
- A white front light
- A red rear light
- A red rear reflector
- Amber or yellow pedal reflectors (front and back on each pedal)
If reflectors are fitted to the front of the cycle and to wheel spokes, this will also help to improve visibility to motorists. Lights normally come with an option of steady or flashing, often with a choice of both settings. It is generally recommended to have a steady light at the front when you're cycling in the dark. Alongside the compulsory lights, additional lights fitted, but they should be the right colour - white at the front and red at the back.
Check that any steady lights meet BS 6102-3. Flashing lights are not restricted to this standard but they must flash at a rate of one to four equal flashes per second and be at least four candelas in brightness.
A repair kit is a very handy item to have when cycling. If the seat becomes loose, the brakes need adjusting, or you get a puncture, repairs can be made immediately without risk of injury or having to push the bicycle the rest of the way back home.
Bicycles should be regularly checked over for any damage or worn areas (such as brake pads), to make sure that it is in full functioning order before you travel. Whilst ideally this should be done on a daily basis, most people will not always have the time to do this. If the bicycle is used daily though, try to make sure a full check is made at least once a week.
Cycle Insurance can be very important on the road, as if a cyclist is involved in an accident it can often support any third party property or personal injury claims as a result. For example, whether scraping along the side of a brand new car, or colliding with an injuring a pedestrian, Cycle Insurance usually offers public liability to cover any related costs, as well as offering cover for damaged or stolen bicycles. With cycle theft on the rise, Cycle Insurance is becoming increasingly important.
A variety of Cycle Insurance policies is available from Cycleinsurance.co.uk