(PRWEB) August 06, 2012
Today, Business Insurance USA is announcing new programs tailored for the unique needs of travel agencies and wedding planners. Business Insurance USA provides personalized care to small businesses and now offers specific programs that will take into consideration the business risks for these professionals in a comprehensive insurance plan of protection.
For the wedding planner or travel agent, a service is being provided to help clients plan unique life events and keep them enjoyable as well as safe. This is why Business Insurance USA is now providing professional liability for travel agents and professional liability for wedding consultants and planners. Professional liability may also be referred to as “errors and omissions insurance” and is especially needed for service professionals because it provides protection if a service causes harm or financial loss for the client. Clients may then sue the travel agency or wedding planner for resulting fees, loss of time, or resulting harm. However, travel agents in particular will require additional coverage that protects incidents outside of USA.
Travel agency insurance is available to offer protection for a variety of business facets. A “BOP”, or business owners policy, can be finely tuned to protect the building where the important day to day business planning and client meeting takes place, as well as some of the important content in the building, like important electronic data, for instance. A BOP can even provide comprehensive coverage to other business concerns such employee dishonesty coverage that can be important in the competitive market of travel agencies. General liability insurance coverage is also available to protect financial assets in the event an accident happens on the building premise and provides coverage for medical payments as well.
In addition to wedding planner liability insurance, wedding consultants and planners find that a BOP plan provides vital protection. Wedding days are perhaps one of the most emotionally charged days a person will have. People look at this day as their most special day as they commit to another person for the rest of their lives and want the day to look and flow perfectly. With Professional liability for wedding planners and consultants, coverage is provided in the situation that an error was made on the part of the planner that resulted in harm or financial loss for the client. Also, a BOP plan will work for wedding consultants on several different levels and can now be even more effective with the launch of this new program through Business Insurance USA.