American Best Agency Encourages Nevada Parents to Review College-Bound Students’ Car Policies

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Nevada insurance agency educates parents about car insurance for college-bound children.

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If the car will be sitting in a garage at home, residents may be eligible for a “low mileage discount.”

Nevada insurance agency, American Best Agency, encourages the parents of college-bound students to review their children’s car insurance policies before sending them to college. Many college campuses will not allow freshman or even sophomores to have a car on campus. This rule is designed to limit the number of vehicles and parking permits, especially if the campus is too small compared to the number of enrolled students.

Many campuses that have more than 20,000 students and faculty sometimes find it is impossible for everyone to park a car on campus. The solution: All first year students who are living on campus are not eligible to bring a car on campus. If residents of Nevada have a son or daughter who must leave their vehicle behind, it is time to speak with an insurance agent.

There are a few options that policyholders have:

  •     Some agencies will “suspend” the car insurance policy while the student driver is away at college at least 100 miles from home.
  •     If the car will be sitting in a garage at home, residents may be eligible for a “low mileage discount.”

The important thing for Nevada parents and students to realize is that canceling coverage all together is not a good idea. It may seem like a great way to save money, but without coverage, the car should not be driven AT ALL. In most cases, teens will come home for holiday break and want to visit friends in the area. Without coverage, any accidents or mishaps that happen during this time will not be covered. It is also important for parents to remember to alter coverage again once their teen is home for summer break (a longer vacation may require more coverage).

The agents at American Best Agency are dedicated to making sure that Nevada residents of all ages are covered 100%. Even students who are able to bring a car on campus should turn to his or her agent. Depending on the location of the college and the area it will be parking, the car insurance premium may be altered. The bottom line: Always inform insurance agents of these lifestyle changes!

About American Best Agency:

Established in 1998, American Best Agency has quickly grown to one of the largest providers of personal and business insurance in Nevada. The agency’s professional staff is focused on providing its clients – and the local community – with the highest quality coverage products, prompt services, and competitive Nevada insurance quotes. Service, whether it is in response to an insurance claim or general question, is the most important value American Best Agency offers you. The agency works hard to build trusted relationships with its customers, striving to make you feel both comfortable with and confident in their abilities by acting as your consultant.

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Julianne Freed
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