No Medical Exam Term Life Insurance Services Innovation from LifeSource Direct

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LifeSource Direct, a national online insurance brokerage, announced today the that its new "One Click" no medical exam term life insurance is the current price leader for no medical exam insurance. In addition, it has one of the highest upper age ranges for no medical insurance.

It's an ideal tool for financial planning and for people that travel for personal or business.

LifeSource Direct, a national online insurance brokerage, announced today the that its new "One Click" no medical exam term life insurance is the current price leader for no medical exam insurance. In addition, it has one of the highest upper age ranges for no medical insurance. Through LifeSource Direct, shoppers of term life insurance now can buy life insurance without medical exams or needles at http://lifesourcedirect.com/no-medical-exam-insurance/. *

The demand for no medical exam term life insurance has grown significantly over the past ten years, accelerated through online services and the increasing demand for easy access to acquire term policies. Clients, especially "key man insurance", want "on demand" services without having to wait up to 4-6 weeks for their life insurance policy to be approved.

Most companies have treated the no medical exam policy as high margin profit business, lacked pricing innovations and policy scope from economies of scale. LifeSource Direct, working with its carriers has changed the pricing delivery model providing lower cost, as well as increasing the age range for no medical exam policies.

From LifeSource Direct, no medical exam term life insurance can be as small as a ten percent premium difference compared to traditional medical exam based insurance. Other brokerages range from 20% to 50% or more for comparable no medical exam coverage.

In addition, most carriers cap the age range at 45 years for no medical exam term life insurance. So a business person of 50 years old looking for "key man life insurance" is excluded from no medical exam insurance options. Today, the age group of 45 to 60 represents not only the baby boomers, but an important segment of active business executives. Thus through LifeSource Direct "One Click" they now have access to on demand term life insurance policy at competitive rates up to age 60 years of age.

Murray Owen, a principle in LifeSource Direct stated that “for families and business owners, our no medical exam term life insurance product delivers term life insurance on demand. It's an ideal tool for financial planning and for people that travel for personal or business.”

Additional services from LifeSource Direct include online quotes and processing of term life insurance products and services for discounted RX Drugs and "Ask a Doctor" a telephone doctor service.

About LifeSource Direct

LifeSource Direct ( http://lifesourcedirect.com ) was formed to create a dynamic, state of the art, direct sales life insurance company backed by an experienced and professional staff. Incorporating the latest cutting edge technology with one of the best consumer support staffs in the industry assures a simple and easy process for purchasing life insurance. LifeSource Direct works with top rated insurance carriers including Prudential, SBLI, RBC, Banner Life, MetLife, Lincoln, Nacolah, Transamerica, ING, Life Insurance Company of the Southwest, and Genworth Financial. LifeSource Direct now works with thousands of people every year to find them the right term life insurance at the right price. In addition LifeSource Direct offers many ancillary products that can benefit the consumer.

  • No medical exam life insurance is not a guaranteed issue product. Health questions will be asked to ascertain whether or not a policy can be issued.

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