nitially, visitors to the HealthCompare website were asked questions to help them understand their health insurance needs.
Orange, California (PRWEB) August 17, 2012
Health insurance consumers are now able to get help with understanding health insurance hardships. HealthCompare, a nationally recognized health insurance comparison site, is releasing e-books next month to help consumers understand the difficulties they face within this industry.
Initially, visitors to the HealthCompare website were asked questions to help them understand their health insurance needs. They were asked questions that were medically related, financially related and policy related. The answers to these questions helped visitors understand what they really need from their health insurance policies. They would also be able to find policies that were more affordable and effective.
The questions HealthCompare asked of their site visitors were:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
However, HealthCompare then designed infographics to help explain the difficult topic of health insurance to the public. Infographics take complex topics and illustrate them through beautiful colors and images that distill the essence of the complexities and make them easy to understand. Which is why they are the perfect tool to do the job.
Some infographics released are:
Getting An Online Health Insurance Quote Made Easy - Designed to aid consumers in getting an effective medical policy quote
Instant Health Insurance Quotes May Not Be All They Seem - Illustrates the need for consumers to be wary when accepting insurance quotes
Beware Of Instant Health Insurance - Conveys how some offers of instant health insurance may or may not be legitimate
Get An Individual Health Quote The Right Way - Designed to educate consumers on the proper way to obtain effective health insurance quotes
Other infographics can be found here.
But now health compare will release e-books to help health insurance consumers make it through difficult times while getting coverage. The e-books are to be released mid-September. There will be one released each week.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.com/ or call 888.748.5152.