Bridgewater, NJ (PRWEB) August 16, 2012
Luba Globerman, co-owner of Financial Pathways of Bridgewater, has recently been awarded a certification from the Institute for Divorce Financial Analysts™ (IDFA), a national organization based in Durham, North Carolina. Financial Pathways is an independent advisory firm dedicated to helping individuals and families achieve their long term financial goals through effective use of financial planning tools.
A CDFA™ works with clients individually or as couples, helping them to come to grips with the financial reality of their individual divorce situation. Developing comprehensive insight of the short and long-term financial effects of divorce can save valuable time, money and distress, especially if the process is conducted early in the legal proceedings.
“Misinformation and misconceptions about the divorce process can be detrimental,” says Globerman. “Many individuals have false expectations that they will be able to secure a divorce settlement allowing them to continue with their accustomed style of living. That’s not always possible, and striving to sustain the unsustainable can lead to unnecessary stress and long term hardship. I’m here to help ensure a good, stable economic future and prevent long-term regret with all financial decisions made during the divorce process.”
Mrs. Globerman has been a Certified Financial Planner™ since 1995 and joined Financial Pathways in 2008. Many individuals going through a divorce do not understand the financial issues involved and may not be fully aware of the ramifications of decisions they are being asked to make. Working with a CDFA can help clarify the overall situation and educate the individual, enabling them to make better decisions. “Financial planning increases financial understanding, which in turn enables better decision making consistent with the individuals own long term financial best interest,” she explains.
For additional information contact Luba Globerman, c/o Financial Pathways, 908-203-4664 or on the web at http://www.financialpathways.net. Luba is a member of the Institute for Divorce Financial Analysts™, as well as a Certified Financial Planner™.
CDFAs are found throughout the United States and Canada – from California to New York, Nova Scotia to British Columbia. CDFAs are true financial experts. Most CDFAs hold two or more financial designations: 66% of CDFAs also hold the CFP designation, and 24% hold a CPA, CA, or CGA. Thirty-nine percent of CDFAs hold one or more of the following designations: ChFC, CFA, CLU, CVA, MBA, JD, LL.B., Certified Family Mediator, or Certified Fraud Examiner. For more information about IDFA™ or the CDFA™ designation, visit http://www.institutedfa.com