Our goal is to explain pre existing industry terminology, to set appropriate expectations and to protect the community of visitors enrolling in travel medical insurance.
Orlando, FL (PRWEB) August 27, 2012
India Network Services, administrator of visitor health insurance in the USA, announced today the first in a series of training videos to educate family members, temporary workers and students about key issues when comparing travel medical insurance with the initial topic addressing pre-existing condition coverage.
India Network was the first administrator offering pre-existing plans and continues to lead the industry with the maximum amount of coverage and minimal exclusions. Health insurance administrators and underwriters have historically avoided pre-existing condition coverage due to higher medical costs of emergencies and losses. Recently, other administrators have introduced pre-existing condition coverage with definitions, which in effect, prohibit reimbursement for potential emergencies such as heart attacks.
Dr. KV Rao commented, “As other visitor health insurance plans with pre-existing condition coverage have been introduced, India Network has received multiple reports of unpaid claims where the insured selected pre-existing coverage. In each case, the denial of claim was based on the tightly woven definition of pre-existing. Our goal is to explain pre-existing industry terminology, to set appropriate expectations and to protect the community of visitors enrolling in travel medical insurance.”
The training video explains how pre-existing condition coverage is defined by health insurance administrators including typical exclusions, with a special emphasis on “reoccurrence” of a pre-existing condition. Additionally, scenarios are discussed for visitors that have pre-existing conditions and those that are not currently taking medications. A common misconception is that a family member in good health may not need pre-existing coverage. The video addresses emergencies such as a stroke or heart attack and why pre-existing condition coverage may be essential for all seniors staying extended time periods in the US.
The video offers concise explanations to help the viewer understand pre-existing coverage choices including a brief highlight of the recently introduced Instant Quote from India Network Health Insurance.
About India Network Foundation
India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are administered by India Network Services.
For more information visit http://www.indianetwork.org
About India Network Health Insurance
India Network Services, is a US based company that administers visitor health insurance to transition residents, tourists, students, temporary workers and their families. Visitor medical plans are offered for all age groups with both fixed coverage, comprehensive coverage and with pre-existing condition coverage.
For more information visit http://www.kvrao.org