San Jose California's "Effective Defense" To Hold Its First Home Owner Foreclosure Summit September 15, 2012

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Occupy San Jose and the Green Party will host a Home Owner's Foreclosure Summit at San Jose's New Community of Faith Church to provide home owners who are facing foreclosure, or about to, with information presented by various panelist on what possible actions can be taken.

Organizer Spencer Graves and his wife Betsy, have been instrumental in bringing this event to fruition in hopes of empowering victims of Predatory Lending and Fraud

Come September 15, 2012, Henrietta Burroughs, East Palo Alto Today, will moderate a panel discussion featuring CJ Holmes, Thomas Spielbauer, David Merritt and Spencer Graves. The panel will be followed by a structured discussion of how attendees might organize action to more effectively confront the nationwide foreclosure crisis.

Both the San Jose Green Party and Occupy San Jose have come together to host this event for the Community in an effort to do their part on helping the home owners in crisis.

A recent San Francisco Foreclosure Audit identified "identified what appear to be one or more clear violations of law" in 84% of the 382 foreclosures they studied. Bill Black Professor of Law and Economics at the University of Missouri-Kansas City, observed that elite financial fraud has effectively been decriminalized. American families in financial distress need many things including effective enforcement of existing law.

CJ Holmes is a realtor in Santa Rosa and founder of Home Owners for Justice, and a regular feature on KPFA radio 94.1 FM.

Thomas Spielbauer is an attorney specializing in providing foreclosure assistance to people facing foreclosure.

David Merritt is principle author of 20th Century American Struggle, 21st Century Hope; Intergroup Relationship Consultant,Corporate owner and manufacturer and non-lawyer litigator against Wells Fargo, Countrywide Home Loans and others. He has been suing Bank of America and others in federal and since 2009. His complaint alleges that senior banking executives conspired to defraud millions of Americans with predatory loans that are allegedly designed to strip borrowers income, savings, equity and property from them and transfer it over to defendants.

Spencer Graves, PhD, is the Executive Director of Effective Defense Org and a researcher on foreclosures and other topics. He is an expert in statistical analysis and an advocate and organizer for citizens rights.

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