Houston, Texas (PRWEB) September 09, 2012
Security America Mortgage proudly announced on September 6, 2012 that the Hire Our Heroes event in Houston, Texas served as a success with the employment of Germany based, Air Force Veteran, Steve Otero - a member of the VA mortgage team who continues to help military service members own homes using their VA home loan, VA refinance, and Real Estate referral benefits.
If you're ready to purchase or refinance a home using your VA home loan benefit, someone like Otero is the best person to communicate VA needs to, as he is a veteran himself who just transitioned into the Great State of Texas. Choosing a VA Loan over a conventional loan can not only help veterans save money, but it can serve to support military families during their transitional time coming back to the United States to live in Texas all the way from Iraq.
There are many money-saving benefits unique to VA mortgage processes in Texas which include advantages like...
Texas VA Eligibility Requirements:
1. Texas Wartime - Service During:
2. Texas Peacetime - Service during periods:
3. Texas Service after 9/7/1980 (enlisted) or 10/16/1981 (officer)
If you were separated from service which began after these dates, you must have:
4. Texas Gulf War - Service during period 8/2/1990 to date yet to be determined
If you served on active duty during the Gulf War, you must have:
5. Texas Active Duty Service Personnel
If you are now on regular duty (not active duty for training), you are eligible after having served 181 days (90 days during the Gulf War) unless discharged or separated from a previous qualifying period of active duty service.
6. Texas Selected Reserves or National Guard
If you are not otherwise eligible and you have completed a total of 6 years in the Selected Reserves or National Guard (member of an active unit, attended required weekend drills and 2-week active duty for training) and
7. Texas Selected Reserve after service characterized as honorable service, or
8. Texas Un-remarried Surviving Spouses/Spouses of POW or MIA Service person:
December 16, 2003, may be eligible for the home loan benefit. However, a surviving spouse who remarried before December 16, 2003, and on or after attaining age 57, must apply no later than
December 15, 2004, to establish home loan eligibility. VA must deny applications from surviving spouses who remarried before December 6, 2003 that are received after December 15, 2004.
VA home loan eligibility may also be established for certain United States citizens who served in the armed forces of a government allied with the United States in WW II AND individuals with service as members in certain organizations, such as Public Health Service officers, cadets at the United States Military, Air Force, or Coast Guard Academy, midshipmen at the United States Naval Academy, officers of National Oceanic & Atmospheric Administration, merchant seaman with WW II service, and others.
For more information about obtaining a VA home loan, contacting the nearest VA approved Lender with previous military experience is the one assured way to succeed in reaching your goals of VA home ownership in America.